Home Loans in Virginia, Maryland, SC, GA, & DC

Follow me
Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329
When you’re buying a home and taking out a mortgage, you want to find a quality lender that also gives you a great deal. It’s such an important life decision, so most buyers want to compare their options and find the best fit. To get to a proper comparison, you have to compare apples to apples an...
There are three popular types of home equity loans for you to choose from:Home Equity LoanThis is essentially a second mortgage. Once the loan closes, you get paid one lump sum. You pay it back with monthly installments, with interest. Home Equity Line of Credit (HELOC)This option is a revolving ...
Home prices have been steadily increasing, especially throughout the pandemic. In several markets, prices were already high to begin with, leaving many buyers wondering if they’ll ever be able to afford a home in their desired location.Not all is lost, though. Regardless of market conditions, whi...
National Dessert Day is a day for people to indulge their sweet tooth and a rich day filled with yummy treats.Celebrate National Dessert Day today. For just one day, forget about the calories and high-fat content in many desserts. Then, tomorrow you can go back to your diet.You can make your own ...
Negative marks on your credit report can make it difficult to qualify for new credit cards and loans. Generally, negative information remains on your credit report for seven years. However, it can be longer or shorter, depending on the information.Up to 10 years*bankruptcy Up to 7 years*charged-o...
Pay your bills on time. Paying your bills on time helps your credit score,it will help you save money and reduce financial stress.Keep your credit card balances low. Keeping your balances as low as possible is still helping you move in the right direction and avoid racking up excessive debt.Don't...
Credit Score Myths Myth #1 Credit Scores aren't important - a lower credit score affects how much a lender will loan you and what interest rates they'll charge. Myth #2 You need a big income to have a high FICO Score - scores are based only on what's in your credit report and they don't consider ...
  Your Payment History35 % paying your bills on time is a key to a high score. How much you owe 30% Too many accounts with a balance could indicate a higher risk of over-extension. Length of Credit History15% How long have your credit accounts been established? New Credit10% Opening new accounts ...
World Gratitude Day is your opportunity to show your gratitude and appreciation.The United Nations Meditation Group created World Gratitude Day to express appreciation for the great things that individuals and groups do. It has been designed to bring the whole world together in a day that is all ...
Many potential home buyers give up before they’ve even gotten started because they think they don’t have enough for a down payment. Often times it’s because they’ve bought into the myth that you can’t buy a home with less than a 20% down payment. Use our free infographic to show potential buyers ...

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
Contact The Author
I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733