Home Loans in Virginia, Maryland, SC, GA, & DC

🏡 Embrace the Adventure of Homeownership, Even in the Face of Rising Interest Rates! 🏡✨Hey fellow first-time homeowners! 🎉🔑 We've got some fantastic news to share—YOU are now part of the homeowners' club, and that's a big deal! 🏠✨Now, we know some of you might be thinking about those rising inter...

As we approach Thanksgiving, it's a moment to pause and reflect on what truly matters. At First Heritage Mortgage, we're reminded of the immense gratitude we have for our community. This Thanksgiving, let's embrace the warmth of family, the joy of friends, and the comfort of home.In the spirit of...

You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan, making sure that you can reliably make the monthly mortgag...

Summertime is here! For most homeowners, that means sunny days, warmer weather, and more time spent outdoors. You might be planning to host a barbecue and invite friends and family over or to simply relax and soak in some sun rays. Whether you plan to welcome a large party or enjoy some solitude,...

There’s been a lot of concern from prospective home buyers and existing homeowners over the past several months. With inflation continuing to rise and interest rates headed in the same direction, many people are rightly concerned about their ability to buy or sell a house. These market shifts hav...

As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?”If you’ve missed a couple of credit card payments and your credit score is still recovering, or you once filed for bankruptcy, there are still loan options that will allow you to achieve you...

 Ok, in case you have not guessed it yet.  E-A-G-L-E-S!  I have been an avid Eagles fan for as long as I can remember.  Back in 2018 I was on the front row at the parade.  To see the city come together was greatThe Eagles are probably the most balanced team in the league so I like our odds of win...

The very first step in buying a home is making the decision that you’re ready to buy.  The next step after that is determining how much you can afford and what your financing options are.Getting pre-approved by a lender will help you accomplish both of those. It will also help set you apart from ...

When you're applying for a mortgage, you want to find the lender that will give you the best deal. 🕵️‍ But how do you know what that is? Check out our article that breaks down the difference between APR and interest rates to help you make the most informed decision! To get to a proper comparison,...

If the score you received from different sites looks different from the one you are used to seeing, this may be normal. We recommend you check the following: Score model: There are many scoring models, and they may weigh certain information in your reports more heavily than other factors. For exa...