Leonardo Yepes's Blog

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Mortgage and Lending - First National Bank - NMLS 71426
         When it comes to affordability, we have a winning solution!   We’re here to help your clients borrow the way they want by providing them with a variety of mortgage solutions. It’s never too early to explore the options, so contact me today to learn more!   $850,000    95% LTV with Mortg...
A past customer called me recently and asked if our Doctor Program was eligible for Non-US Citizens. He had a colleague of his that was looking to apply for a Doctor Loan and was told by everyone he spoke with that he is NOT eligible due to his citizenship status.  My answer was YES!!  At Citizen...
YES!!! With construction-to-permanent financing from Citizens One Home Loans®, you canstart putting your plans into action. This special program allows you to combine your construction financing and permanent mortgage into one loan. It’s just one of the ways we help simplify the process of financ...
YES!! At Citizens One Home Loans, we offer 90% financing for loan amounts up to $850,000!  Physicians and Dentists can go to 89% up to $1M using our Doctor Program.  Best part, there is No Mortgage Insurance for either of these products. Whether your’re building or renovationg, you can save time ...
With HomeReady®, you’ll be surprised at how little cash you need to buy a home. Citizens One Home Loans® is pleased to be able to offer you this special Fannie Mae mortgage program that features low down payment requirements.  I have seen a multitude of homes under the Fannie Mae maximum loan siz...
Nice Rebound in Builder Confidence - NAHB
For many military veterans, homeownership can be an important part of putting down roots. Fortunately, the Veterans Administration (VA) home loan guaranty makes it easier for veterans to achieve their dreams of owning a home. What is a VA Jumbo Loan?A VA Jumbo Loan is a loan that exceeds the Fann...
Traditionally, customers looking to build a custom home would seek out a "Two Time Close" construction to permanent loan.  With this type of loan, the customer would obtain financing for the construction and once the home is complete; a permanent loan is taken out to pay off and close the constru...
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Leonardo D Yepes

Jumbo, Physician and Construction to Perm Loans
local_phone(704) 237-2022
smartphone(516) 637-0027
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