Lisa Hayashi's Blog

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RECENT BLOG POSTS
According to a recent article in Inman News, there is roughly 31 percent of all homes across the United States whose mortgages are "underwater". That number accounts for 2.4 million homes worth less than the mortgage or mortgages that were placed on those homes. On the bright side, according to Z...
06/18/2012
Happy Father’s Day to all the dads out there and everyone who’s ever had a dad! I’ve decided to honor my dad today by writing about the 5 things my dad did right in his life. He passed away almost 2 years ago, but he left behind a legacy of wisdom I will never forget… 1.   Dad was always prepared...
06/17/2012
First let’s consider a few benefits of an income producing property and what it provides: 1. Income 2.    Ability to depreciate 3.    Other tax write-offs, mortgage interest 4.    Shelter Now let’s take some other “investments” where people stash their cash:  1.    Annuities 2.    Bank account, C...
06/03/2012
Many years ago, I took a Business Law class and our teacher often said in that to be “legal” everything should be “in writing”. He repeated these words throughout the class, and to a certain extent, it has been a rule for how I’ve lived my life.  If you watch the “People’s Court” you might have s...
05/25/2012
There are currently 32 active detached home listings in Mira Mesa, where the listing with the lowest price is priced at $250,000. It’s a 3 bedroom, 2 bath home and has been on the market for only 4 days. The highest priced home in this area is in a value range between $565,000 to $599,000.  So, i...
05/21/2012
Your chance is coming this weekend, if you can, it’s time to save a life, so it can be a cat’s life. Cats are independent and usually easier to take care of, they don’t need a walk everyday and sometimes they like to cuddle. Such a perk, when all they want is to be loved.   Where to go? Find them...
05/15/2012
Currently, it looks like active inventory has come way down, as there are only 10 active listings in Carmel Mountain Ranch. Of those 10 properties 6 of them are distressed sales. That still means our supply of homes can’t keep up with the demand in this area, since earlier this year, there were m...
05/10/2012
There’s a lot of confusion these days about what an “approved short sale” actually is; one might wonder if there really is such a listing that exists? Well, yes and no. In the past, an approved sale meant that at one time the seller’s home received a short sale approval for a previous buyer, and ...
05/03/2012
Lease at the Summit, (92127) Available in May! (update; this unit has been leased) This 2 Bedroom, 2 Bath condominium is a second story unit with a courtyard view from the balcony and includes a single detached garage.     The Summit community features 2 swimming pools, tennis courts, an exercise...
04/28/2012
Why would a distressed seller want their short sale to close escrow this year? The simple answer to this question is to save money on income taxes. The long drawn out explanation is the “Mortgage Forgiveness Debt Relief Act of 2007”. The part about not having to pay taxes on the deficiency of a s...
04/26/2012
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Lisa Hayashi

Retired Realtor
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