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Mortgage and Lending - Mortgages in AZ, CA, CO, DE, FL, GA, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - NMLS #138061 MMCD #1141
Celebrate Your Wins When I first started in the mortgage business in 2006, it was a different world in a lot of ways.  I didn't have a 'business', I had leads.  10/day, which turned into 50/week, which turned into 200/month.  Leads about as cold as they come.   A name, and a phone number, and tha...
Prices are falling.  Days on market are increasing.  Price reductions are increasing.  There are less offers over list price.  The market is shifting!   Or is it? In the news last week, there were, as usual, a lot of negative headlines around housing.  Buyers have had enough.  The end of crazy ap...
A Real Estate Bubble Isn't Happening, and Here's Why Real estate is on fire.  It's no secret that home prices have gone up astronomically over the past 2+ years, and they continue to rise, in a phrase coined by crypto investors, "to the moon!".  This meteoric rise in prices has caused the phrase ...
Don't Quit Your Day Job (during the mortgage process) It happened.  I've always heard the stories.  I've seen it happen to other people.  And now it's happened to me.  We've had a complicated loan in process for the past couple months.  I'll spare too many details, but it's a unique property in a...
Recently Closed - Myrtle Beach, South Carolina Condo Refinance Recently our team was fortunate enough to work with a customer we've worked with for years on various properties in various states.  One benefit of licensing in multiple states is that when a customer moves, considers investing outsid...
"Life finds a way" - Dr. Ian Malcolm (Jeff Goldblum), Jurassic Park Want to see the fastest example of the theory of evolution at work in modern times?  Watch real estate agents adjust to a new market.  It doesn't take long for agents to adapt.  And good agents always adapt.  Buyer's market?  Sel...
Buying a House with Rising Rates - The Numbers Add Up!  $400,000 Home Price $350,000 mortgage at 3% $1,475/month principal + interest $400,000 Home Price $350,000 mortgage at 6% $2,098 principal + interest No one wants a 6% interest rate when they could have a 3% interest rate, but until a time m...
Will Recession Lead To a Drop in Home Prices? Recession is starting to show it's ugly face in the US - at least in media headlines.  One of the biggest reasons is that a historical indicator of pending recession is upon us - the flattening of the yield curve.  "Yield curve flattening" is a pretty...
Will the Fed Raise Rates?  Yes, and no. On Wednesday, March 16, the Fed will take an economic action that hasn't been seen in years when they, as expected, raise the Fed funds rate.  The targeted funds rate has been set at 0-.25% for years, and next week, this is expected to change.  With this ch...
Real Estate's Bright Side The real estate market is getting a lot of negative press at the moment.  From some “experts” calling for a housing crash (the same ones who have been calling for a dip for over 5 years now…maybe eventually they’ll be right after another 10%+ jump in home prices this yea...

John Meussner

#MortgageMadeEasy Fair Oaks, CA 484-680-4852
local_phone(949) 247-7530
smartphone(484) 680-4852
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