John Meussner's Blog

 "How can I help?"      That one question is how I've built the majority of my career . "How can I help" make the loan process easier for borrowers?  "How can I help" real estate agents improve their business in a way that's different than other lenders?      Well one way I've been helping over t...

10 Years of Change This month Jeff Dowler, CRS asked us to take a trip down memory lane and think about what's changed - 10 years ago feels like a lifetime, and so much has changed I could probably write a book (and maybe I will!), but professionally, 10 years has moved the needle a lot.  Persona...

The Kind of Guy That Would Wait Around "The friend that would pick you up from the airport, wait around for a couple of hours because you told him the wrong flight time, and still be there when the plane landed to greet you with a smile and comforting words"       Those are the words written by a...

Experian Boost - Don't  Do It!        EDIT: 10/14/2020: in our everchanging industry, things change regularly.  This article cites one example - we can now process a mortgage application with Experian BOOST updates on credit - - HOWEVER, keep in mind, lenders use the MIDDLE FICO score, so if only...

Real Estate is No Longer Local Real Estate is local!  It's a term that's been thrown around for decades, and in fact, there's been a lot of truth to it for a long time, because the reality is that different locales have HUGE differences in not only how things are done, but what things are done, a...

2nd Home Purchase in Tennessee      Recently, our team was fortunate enough to get a call from one of our favorite clients - think kind, generous, and SO fast at getting any and everything needed for a transaction to move seamlessly.  That's these folks.  Over the years, we've worked together a f...

Recently Closed  -VA Mortgage New Construction in Oregon      Recently my team was fortunate enough to be introduced to a couple who decided to have their dream home built in Oregon.  Originally from Hawaii, work brought this couple to the mainland, and they decided to buy a new construction home...

Don't Trust The Builder      Shiny objects.  Fancy Counters.  "Design credits".  Closing cost help.  All this can be yours, if you just trust the builder.  Their escrow/title company.  Their lender.  Your own representation?  You don't need that!  Someone with a fiduciary duty to you?  Don't worr...

Get Your FHA Buyers RE-Pre-Approved Have you heard the latest fashion trend in the mortgage industry?  Re-Pre-Approval?  No?  Well, that's OK, because it's not really a thing.    BUT, FHA recently changed the way they score mortgage loans, and this month, the new rules/algorithms are in full swin...

The Compound Effect by Darren Hardy The Compound Effect is April's Compass South 'Between the Lines' book club selection.      If you're looking for a great book club involving members of the real estate community, may I first recommend you check out Compass South's Facebook Page, where once/mont...