John Meussner's Blog

Real Estate is No Longer Local Real Estate is local!  It's a term that's been thrown around for decades, and in fact, there's been a lot of truth to it for a long time, because the reality is that different locales have HUGE differences in not only how things are done, but what things are done, a...

2nd Home Purchase in Tennessee      Recently, our team was fortunate enough to get a call from one of our favorite clients - think kind, generous, and SO fast at getting any and everything needed for a transaction to move seamlessly.  That's these folks.  Over the years, we've worked together a f...

Recently Closed  -VA Mortgage New Construction in Oregon      Recently my team was fortunate enough to be introduced to a couple who decided to have their dream home built in Oregon.  Originally from Hawaii, work brought this couple to the mainland, and they decided to buy a new construction home...

Don't Trust The Builder      Shiny objects.  Fancy Counters.  "Design credits".  Closing cost help.  All this can be yours, if you just trust the builder.  Their escrow/title company.  Their lender.  Your own representation?  You don't need that!  Someone with a fiduciary duty to you?  Don't worr...

Get Your FHA Buyers RE-Pre-Approved Have you heard the latest fashion trend in the mortgage industry?  Re-Pre-Approval?  No?  Well, that's OK, because it's not really a thing.    BUT, FHA recently changed the way they score mortgage loans, and this month, the new rules/algorithms are in full swin...

The Compound Effect by Darren Hardy The Compound Effect is April's Compass South 'Between the Lines' book club selection.      If you're looking for a great book club involving members of the real estate community, may I first recommend you check out Compass South's Facebook Page, where once/mont...

Recently Closed - Relocation Home Purchase in Hendersonville, TN      One of the JM Loans team's favorite scenarios to help clients is when someone is involved in a relocation.  When people are moving state to state or cross country to an area they're not familiar with, it adds another set of str...

The 5 Second Rule by Mel Robbins Does anyone else 5-4-3-2-1 their ass out of bed every morning?  After reading this book, I am.  Bright and early.  Well, this time of year, maybe not so bright - but early!   Before I dive into the book, I first have to mention where I heard about it - Compass Sou...

Those Who Can't Do, Teach       As someone that once aspired to be a teacher, it pains me to write the title of this post.  As a member of the real estate industry, though, I find it necessary to point out some things that bother me about our industry.       The best - the VERY best - in the mort...

Cash Out Refinance on a Duplex in Martinez, CA       Most deals don't come easy.  Nearly every mortgage application has SOME type of puzzle piece that's difficult to place.  Thankfully, the complicated loans with lots of moving parts are the ones that make me a better loan officer, and give my te...