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Mortgage and Lending - Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - NMLS #138061 MMCD #1141

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2023 

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In today's tight-inventory real estate market, there's often a preference, either real or perceived, toward cash buyers.  "They're buying cash" is often used as a way to portray a buyer as some kind of powerhouse.  Sellers are often told that cash offers are better, because "it's cash!".  In real...
05/23/2023
Ok, last blog about the recent changes to LLPAs (loan level pricing adjustments)- I hope.  But in the spirit of working to force FHFA to get it right, I'm finding it necessary to highlight the topic again.A LOT of people believe that the May 1 LLPA changes were cancelled, abandoned, or pulled bac...
05/22/2023
FHFA DTI Adjustment Rescinded Last week I had the pleasure of speaking to ActiveRainers on Tuesday's call, and discussed recent changes to FHFA Loan Level Pricing Adjustments.  In that call, I discussed a change that was scheduled to take place in the coming months to pricing based on a borrower'...
05/10/2023
EDIT - I've updated the registration links below - they should now allow you to register I was fortunate enough to join some fellow ActiveRainers this week and present some information on the recent Conventional loan LLPA changes.  Since yesterday, I've continued to see some misinformation circul...
05/03/2023
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