ARCHIVED BLOG POSTS
2016
56
Comments
Establishing Credit for Immigrants When someone is new to the country, many times they are seeking their own personal American dream. This may include a lot of things, but often times, it involves home ownership. Immigrants legally living and working in the US can obtain financing through ...
02/23/2016
Having Debt Count Against You, When Someone Else Makes the Payment **Update: As of May, 2017, Fannie Mae released updated guidance with regard to loans paid by an outside party --- for Conventional loans underwritten to Fannie Mae standards, if the lender can provide evidence that a non-borrowin...
02/18/2016
Liz & Bill do a great job summing up the pros and cons of a reverse mortgage - while they focus on the Cincinnati area, this information is good regardless of the market you serve or are considering a mortgage in. A reverse mortgage can be a tremendously useful product for some individuals, but t...
02/17/2016
47
Comments
I Did Something I NEVER Do The market took a wild ride this week, brought us the lowest rates we've seen in quite a while (which inspired this blog), made the phone ring a few more times than usual, and opened the door for a few previous clients to knock PMI right off their loans (Winning!)...
02/12/2016
31
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With Rates Down, Here's What You Should Be Doing It's been a little while since I've heard the term "refi boom", but that's what's being floated around this week as mortgage rates are once again knock knock knockin' on history's door. With 30 year fixed rates in the mid 3's and 15 year rat...
02/11/2016
7
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Mortgage Companies Only Care About Money At least that's what I thought. Almost every day it seems there's another settlement between a bank and the department of Justice based on something done in the mortgage world that traded consumer trust for tremendous profits. Let's face it, the bu...
02/10/2016
6
Comments
Relocation Mortgage When relocating, it's important to get a loan that works for you, from a lender that understands what you're dealing with. While there is no specific 'relocation mortgage' loan that's a perfect one-size-fits-all, working with a lender that understands your needs, and ha...
02/04/2016
10
Comments
Great advice here. Keeping our client relationships personal is so important. Transactional business loses every time against a relationship based business. In the past, I've let communication lapse, but since I've made an effort to reach out to past clients each & every day, it's paid off and...
02/03/2016
14
Comments
Income VS Housing This won't be a long post, but I hope it's a strong one. Here are a couple of stats I saw last week that raised my eye brows. Year Median Income Median Home Price 2000 $28,164 $161,606 Now $29,124 $294,343 I also read that the national average for the price of a gallon of g...
02/01/2016
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John Meussner
#MortgageMadeEasy Fair Oaks, CA 484-680-4852