Karen Love's (klove1971) Blog

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Mortgage and Lending - Evolve Bank & Trust
RECENT BLOG POSTS
On yesterday I spoke with a gentleman who is experiencing the housing decline along with everyone else.  He has a VA loan on existing property and is blessed to have a lovely military family that would like to lease purchase it for a period of 24 months. This is really a very smart idea not only ...
06/22/2010
If I had a nickel for every time I have heard this statement recently, I would be rich! The media has portrayed it impossible to get home financing in today's market, which is false information. It is much more challenging to get financing but that does not mean impossible.  My parents always tol...
06/01/2010
    With all the things life throws at you in one day, it is now more important than ever to work smarter. Time has become very precious to families over the last year. As more and more employees are expected to work twice as long hours for same pay and children are given idle time to take advant...
05/25/2010
Can we survive a recession?   This is a question many of us are pondering these days. With many families losing jobs, homes, and most importantly HOPE, you began to wonder!   There are many things that you can do to survive the recession. I think we need to focus more on how to be recession proof...
10/18/2009
Market Trends and The Economy     "I just lost my job!" How many of you have heard these words over the last several months. If you are like me, way too much!  I did not quite know the impact of those words myself until it happened to my husband recently. It is sad to see that larger companies ar...
06/21/2009
Don't worry if you currently do not have a 600 minimum credit score! If your scores are lower, there is still hope for you. We can work on getting your credit repaired in enough to time to meet the deadline! A tax credit of up to $8,000 is available for qualified first-time home buyers purchasing...
04/27/2009
How many times do you hear advertisements on the radio and television offering to repair your credit and consolidate and negotiate your debts. Please be very careful when considering calling any of these companies. First of all, there are many things you can do yourself as far as repairing your c...
04/01/2009
Okay, there are many obstacles facing people wanting to buy a home in the buyer's market we currently have. Let's be honest! 1. FHA now has a minimum score of 620(some still accept 600) which this has never been the case before. 2. FHA is requiring 3.5% down, whereas previously was 3% down. 3. No...
04/01/2009
Introducing the FHA & HUD-Owned Home Sales Incentives. Increasing the Aff ordability of Homeownership.   􀁊 Up to 110% LTV,* varies by county.** 􀁊 $100 down payment with FHA fi nancing. 􀁊 $5,000 sales allowance paid to borrower for closing costs, prepaids and/or repairs at closing when using FHA f...
03/17/2009
IF downpayment is stopping you from purchasing a home during this buyer's market.....here is the answer!........HUD is offerring a program just for people like you. Check out more details on my site! Better yet give me a call after reading the details and let's make it happen!~  
03/17/2009
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