A Guide to the Pennsylvania Mortgage Market

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Mortgage and Lending - Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654 - NMLS# 137243
A Guide to the Pennsylvania Mortgage Market
RECENT BLOG POSTS
 If you are buying a home in Cecil Township, Pennsylvania you have one more additional mortgage program available to you than your neighbors in Upper St. Clair, Peters Township or Canonsburg.  This additional program is known as the USDA Rural Development Loan, often referred to simply as a USDA ...
10/08/2014
One of the mortgage underwriting conditions that homebuyers tend to find most annoying is the request to source a large deposit that appears in their bank statement.  Payroll deposits and transfers from other verified accounts will not be questioned, however, miscellaneous deposits that appear i...
09/30/2014
Recently the USDA has annouced that there will be an increase to their Annual Fee.  This marks the second increase in the three year history of this fee.  Currently the annual fee stands at .40% of the mortgage balance.  Effective October 1st 2014, the annual fee will increase to .50% of the mort...
09/15/2014
VA Mortgages in Pennsylvania and the rest of the country have certain limits on what types of closing costs can be charged to the Veteran and what fees can not be charged to the Veteran. The VA imposes these closing cost guidelines in the interest of protecting the Veteran and assuring that the V...
09/12/2014
Collections on a credit report always have the potential to cause problems when applying for a FHA mortgage.   Technically, FHA does not require that collections be paid off as part of a mortgage approval but if the total balance of the collection accounts is $2000 or higher these collections wil...
09/05/2014
Looking to purchase a home in Berks County, Pennsylvania?  You might want to make a quick check to see if you and the property are eligible for a USDA Mortgage, also known as a USDA Rural Development Loan.  Here's Why...  USDA home loans offer a few benefits that other mortgage programs cannot ma...
07/18/2014
 Looking to buy a home in Northampton County, Pennsylvania? You might want to make a quick check to see if you and the property are eligible for a Pennsylvania USDA Mortgage, also known as a Pennsylvania USDA Rural Development Loan.  Here's Why...  USDA home loans offer a few benefits that other ...
07/18/2014
Looking to purchase a home in Fayette County, Pennsylvania?  You might want to make a quick check to see if you and the property are eligible for a USDA Mortgage, also known as a USDA Rural Development Loan.  Here's Why...  USDA home loans offer a few benefits that other mortgage programs cannot ...
06/24/2014
Maximum loan amounts for Pennsylvania FHA Mortgages have changed. These amounts have been lowered to in most counties in PA.   Why have they been lowered? The Housing and Economic Recovery Act of 2008, also known as HERA, limited FHA insurable loan amounts to 115 percent of a county's median home...
04/08/2014
  VA Refinances in Pennsylvania and the rest of the nation have a few basic rules depending on the refinance goals of the Veteran. The VA classifies refinances in two different ways. If the Veteran is paying off their current VA mortgage and nothing else, their best option is the VA IRRRL program...
04/02/2014
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KeithLandis

Pennsylvania - "Your Pennsylvania Mortgage Source"
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