RECENT BLOG POSTS
Inventory Up – Look for the Value in San Ramon Real Estate We had an excellent 2013; probably one of the best on record for the last five or six years. This leads us into 2014 with a curious mindset. A recent article in Money magazine talked about next year's economic outlook and the best move fo...
12/25/2013
When you apply for a short sale and get approved, Your lender will typically sell the home for less than you owe on the mortgage. The difference between what the home sells for and what you owe is considered taxable income in the state of California. In 2007, the government released the Mortgage...
12/23/2013
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How Much Debt Can I Have and Still Apply for a Home Loan? Well, you can still apply for a home loan but whether you'll get approved or not is going to be a different story come 2014. In the past there have been debt to income loan limits of about 50%. This means that 50% of your income could go t...
12/20/2013
The term “as-is” can be construed many different ways. It practically means “in the existing circumstances.” When we hear the term “as-is” when it comes to real estate we figure we are buying the property exactly as it sits and it cannot be changed in any way nor can we negotiate for anything. ...
12/18/2013
It’s December 16 – Is there enough time to close before Christmas or the end of the year? I hear that at least once or twice each year when buyers or anxious sellers are scrambling to close a deal before the end of the year. It all depends on where you're at in the transaction process. If you're ...
12/16/2013
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4 Things YOU Can Do To Help Sell Your Home Whether you just listed or your home has spent time on the market for a while, there are things that sellers can do to help sell their home. Of course, a good real estate agent is key but other factors such as location, layout, market and time of year ma...
12/13/2013
The holidays are perfect time to share some joy and blessing to someone then either may not get it or doesn't deserve it. This is the best way to not only surprise someone but makes you feel good inside as well. My family and I have been looking for ways to bless others this holiday season and no...
12/11/2013
FHA Lowers Limits in High Cost Areas – California We’ve been seeing a lot of cash buyers in the San Ramon real estate market over the last couple of years, many of them investors snatching up the remaining short sales and foreclosures. Foreclosures tend to go through a lot quicker in California b...
12/09/2013
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Should We Buy a Home if We are Not Married? Everyone thinks they are the exception. “We can make it work”, yada yada, and with more and more so-called non-traditional households becoming the norm (parents living with kids, older kids staying at home, siblings inheritance, multi-family households...
12/06/2013
California is Quick to Recovery Because We have Fast Foreclosures In markets across the country where foreclosures are imminent and proceedings linger for several months if not years, the housing market is slow to recovery. But in some judicial states, California for example, there are requiremen...
12/04/2013