ARCHIVED BLOG POSTS

2008 

Foreclosure Vs. Short Sale Did you know that many employers are requiring credit checks on all job applicants.  A foreclosure is one of the most detrimental credit items an applicant can have in most cases will challenge employment. A Short Sale is not reported on a credit report and is therefore...
11/21/2008
Baltimore, Maryland Real Estate Sub-Market *Trend Tracking* Updated 11/20/08  9:05AM  Source: •Available Listings Below $100,000 Baltimore City ~ 1,885, Baltimore County ~ 57 Available Listings $100,000 - $200,000 Baltimore City ~ 1,989, Baltimore County ~ 1,550  •Available Listings $200,000 - $...
11/20/2008
Foreclosure Vs Short Sale Did you know employers have the right and are actively checking the credit regularly of all employees who are in sensitive positions?  A foreclosure in many cases is grounds for immediate reassignment or termination. A Short Sale is not reported on a credit report and i...
11/18/2008
Baltimore/Washington Real Estate Pending Sales (Under-Contract) Updated 8:00AM 11/17/08 Source: •Baltimore City 737 Properties Under Contract Average Contract Price $241,042 Average Days On Market Is 113 •Baltimore County 669 Properties Under Contract Average Contract Price $310,799 Average Days...
11/17/2008
Foreclosure is the most challenging issue against a security clearance outside of a conviction of a serious misdemeanor or felony.  If a borrower has a foreclosure and is a police officer, in the military, in the CIA, Security, or any other position that requires a security clearance in almost a...
11/16/2008
Manditory disclosure of Foreclosure on Future Mortgage Application (No 7-Year Limit). Credit scores will be lowered by 300+ points. A Foreclosure is one credit report item that is almost impossible to repair. The lender can seek a deficiency judgment against the homeowner. Many employers run cre...
11/15/2008
Updated 11/13/08 9:22am Souce: Average Days On Market Since August 13, 2008 ~ 108 Average List vs Sales Price 97% Average Sold Price $294,281 1,550 Homes Sold Since August 13, 2008 As Certified Distressed Property Experts we deal with banks, loan servicer's and asset managers who contact us on a...
11/13/2008
Updated 11/11/08 9:10AM  Source: Average Days On The Market Since August 11, 2008 ~ 116 Average List vs Sales Price 97% Average Sold Price $185,498 1,284 Sold Properties Since August 11, 2008  As Certified Distressed Property Experts we deal with banks, loan servicer's and asset managers who con...
11/11/2008
18 Possible Reasons: Loss of Job Mortgage Payment Increase Reduced Income Business Failure Divorce Death of Family Member Seperation Job Relocation Medical Bills Severe Illness Too Much Debt Damage To Property Death of A Spouse Military Service Death of A Family Member Incarceration Inheritance ...
11/11/2008
1. Assumption permits a buyer who qualifies with the existing lender to take over your mortgage debt and pay the mortgage payments, even if the mortgage is non-assumable. As a result, you may be able to sell your property and avoid foreclosure. 2. Short Sale If you can sell your house but the sa...
11/09/2008
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