J.R. Quarles's (jrquarles) Blog

 Over the past couple of months, I've heard a lot of sour talk about the housing market. The media has had a field day, with all the talk about the end is here. Memphis are we experiencing a housing bubble? The answer is a simple no! Today, I read an article about how condominium sales are down i...

 There have been a lot of chatter in Memphis TN recently dealing with idea (no closing cost Loans). Consumers should be very weary when they're talking with a Mortgage Lender that say's there's no cost in doing a loan. As a child you may have heard ( nothing in life is free) and this still holds ...

Real Estate ProfessionalsThere being a lot of blogs shared stating how bad the market is...If you were to go to Google and do a search you will find a lot of negative blogs from AR.  Let's put ourselves in the customers shoes -- would you buy or consult with a Professional who views the market so...

Memphis Tennessee based Mortgage Expert finally reveals the secrets at a brand new website http://www.mtginnovator.comThis site is loaded with FREE REPORTS, an informative home buying guide, mortgage calculators consumers can use to run various loan scenarios and home buying resources you can use...

God was missing for six days. Eventually, Michael, the archangel, found him, resting on the seventh day.He inquired of God. "Where have you been?"God sighed a deep sigh of satisfaction, and proudly pointed downwards through the clouds, "Look, Michael. Look what I've made."Archangel Michael looked...

I KNOW I'M ABOUT TO OFFEND OR RUB SOMEONE THE WRONG WAY...... BUT I HAVE TO CLEAR MY MIND!!!! I'M GETTING REAL TIRED OF PART TIME REAL ESTATE PROFESSIONALS WHO DON'T KEEP UP WITH THE LATEST TRENDS.I'D RECEIVE A CALL FROM A CUSTOMER WHO WAS MISLEAD BY A PART LOAN OFFICER/ REALTOR. I HAVE TO BACK T...

 Enjoy your Friday HAHA......one for the ladies!!THE SILENT TREATMENTA man and his wife were having some problems at home and were giving each other the silent treatment.  Suddenly, the man realized that the next day, he would need his wife to wake him at 5:00 AM for an early morning business fli...

 After a long time contemplating over if i should join a professional group... I finally took the dive this past week, when i join Narlo. Narlo stands for National association of responsible loan officers. With the way the market is turning, good ethical mortgage professional need to distinguish ...

Funny Email that my AE from Equifirst sentThis email brought a smile to me this morning!!!IMPORTANT GUIDELINE CHANGESVery Important- Guideline Changes Effective August 10, 2007· All borrowers must have one blue eye and one brown eye to qualify.· LTV > 65% SIVA requires minimum credit score of 849...

Recent news from Mortgage News Daily... I learn something every day in this business!!! I've attached the article showing how this is done... Too bad all good things will come to an end... lol!what are your thoughts on this active rain?    BORROW SOMEONE'S CREDIT SCORE WHILE WE FIX YOURS You hear...