Jesse Rosete Real Estate Articles

I recenlty read a great article written by Paul Kiel of the watchdog group ProPublica. The article addresses the rise of Loan Modification Failures. Mr. Kiel writes that "of the 1.2 million homeowners who have begun a modification in the last year, about 265,000 are stuck in "trial periods" for s...

Attention Californian's! Yes, the stimulus package was approved and became law! Fannie Mae and Freddie Mac can know gaurantee loans up to 125 percent of each area's median, with a minimum o $417,000 and a maximum of $729,950 for most bay area counties except Sonoma and Solano which have lower lim...

 Alameda & Contra Costa Counties: If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price...

 Alameda & Contra Costa Counties: A new report has just been released which identifies the 6 most common and costly mistakes that homebuyers make when buying a home. Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the...

I often get asked about Short Sales and have come to realize that many people do not know what that is. First, let me educate you on what a Short Sale is in terms of real estate. A Short Sale means that the value of the home is worth less than what the borrower / homeowner owes on it. For example...