Johnny Rojas's (johnnyrojas1) Blog

According to the FICO Banking Analytics Blog there is no difference in how a short sale and foreclosure affects a consumer's credit. This may be true in theory, but the reality is that no two borrowers' situations are exactly alike, and that short sales have consistently had a lesser impact on cr...

It's time to Go the Distance for Autism and we are committed to building a brighter future for children and adults with autism! There are thousands of children and families facing the uphill challenges of autism every day and with your help, we can help turn these challenges into achievements. Ou...

Today, millions of homeowners are facing the possibility of foreclosure, often due to reasons they simply couldn't avoid like a job lay off or medical bills. Those are the people I'm here to help. Are you or someone you know struggling with mortgage payments and don't know what to do? With more t...

Maybe you haven't heard yet, but if someone you know is struggling with an unaffordable mortgage, they may be eligible for a new program that offers $3,000 for going through a successful short sale and avoiding foreclosure. It's called Home Affordable Foreclosure Alternatives, or HAFA, and the pr...

There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place. As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite m...

If you or someone you know is having a tough time with mortgage bills, now is the time to do something about it. Now, there are new government-backed programs for eligible homeowners.  To quickly find out your eligibility, fill out the free surveys here: http://www.topshortsaleexpert.com/Eligibil...

Keeping up your credit score is important, right? It helps with securing loans and can keep interest rates low. Plus, a good score won't challenge future employment or security clearance. This is why I'm sharing important information for anyone having trouble paying the mortgage. Something you ma...

If you or someone you know is having trouble making mortgage payments, you may be paying special attention to the foreclosure moratorium that politicians are calling for in the press.  The reality of a foreclosure moratorium is that it will end, and the foreclosure process will begin again. The g...

The game plan: Rojas listed the house on the Multiple Listing Service and advertised it on the Internet. The home was in good condition, with updated siding, roof, kitchen and baths. Rojas suggested the sellers remove some extra furniture and belongings — "just make the rooms look a little bigger...

Unaffordable mortgage payments weighed heavily on a lot of Americans this year.  And there's something about the holiday season that seems to magnify financial burdens and uncertainty. For homeowners who feel weighted down by a mortgage that is no longer affordable, there would be few more welcom...