The Home Mortgage Pro Blog

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Mortgage and Lending - Simplify Mortgage Mortgage - NMLS#1059293
This is a blog related to mortgages and real estate. Simple enough, right?
RECENT BLOG POSTS
Why are home mortgages sold, sometimes more than once?     Many people are confused when their home loan is sold to another lender.  They feel it is a reflection on them or wonder why the lender didn't want them as a customer.    The reality is that mortgages are bought and sold all the time and...
08/12/2013
Title insurance comes in two forms, owner's policy and lender's policy.  As they imply, owner's policy covers the owner of the property and lender's policy covers the lender for the life of the loan.     Title insurance covers the named party against any claims any other entity may have as far a...
08/12/2013
The interest on a home mortgage is paid in arrears. This means that you pay interest for each month with the next mortgage payment (meaning you pay the interest for January with the payment on February 1). Therefore, whenever you pay off your loan, you will owe a certain amount of interest to you...
08/08/2013
This is the twelfth installment in an ongoing series on mortgage basics.  On my mortgage website, I cover a host of topics on my frequently asked questions page.  Since this is the most popular page on my site, I thought it might be a nice way to begin my blog.  You can find the entire list of F...
08/05/2013
This is the eleventh installment in an ongoing series on mortgage basics.  On my mortgage website, I cover a host of topics on my frequently asked questions page.  Since this is the most popular page on my site, I thought it might be a nice way to begin my blog.  You can find the entire list of ...
08/04/2013
This is the tenth installment in an ongoing series on mortgage basics.  On my mortgage website, I cover a host of topics on my frequently asked questions page.  Since this is the most popular page on my site, I thought it might be a nice way to begin my blog.  You can find the entire list of FAQs...
08/03/2013
This is the ninth installment in an ongoing series on mortgage basics.  On my mortgage website, I cover a host of topics on my frequently asked questions page.  Since this is the most popular page on my site, I thought it might be a nice way to begin my blog.  You can find the entire list of FAQs...
08/02/2013
This is the eighth installment in an ongoing series on mortgage basics.  On my mortgage website, I cover a host of topics on my frequently asked questions page.  Since this is the most popular page on my site, I thought it might be a nice way to begin my blog.  You can find the entire list of FAQ...
08/02/2013
This is the seventh installment in an ongoing series on mortgage basics.  On my mortgage website, I cover a host of topics on my frequently asked questions page.  Since this is the most popular page on my site, I thought it might be a nice way to begin my blog.  You can find the entire list of FA...
08/01/2013
This is the sixth installment in an ongoing series on mortgage basics.  On my mortgage website, I cover a host of topics on my frequently asked questions page.  Since this is the most popular page on my site, I thought it might be a nice way to begin my blog.  You can find the entire list of FAQs...
07/30/2013
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John Moran

The Home Mortgage Pro
local_phone(480) 376-2191
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Insight on mortgages from a 15 year lending veteran. I strive to educate agents and consumers on the basics of mortgage lending.