RE/MAX Gold/ John J. Hayes

El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from a homeowner facing foreclosure. I'll call him Dave to protect his identity. (Foreclosure is embarrassing and I don't want to put his name out there.) Dave asked, "I haven't made a house payment in a while. I'm ...

El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from Kathy. “Why would I short sell my house instead of saving the monthly payments and letting it go into foreclosure?” Kathy asked. Here is our answer. If you stop paying your mortgage, then you can live in your h...

El Dorado Hills CA – A hardship is definitely an adversity. Anything that affects you in a negative way is considered to be a hardship. The only thing is that these hardships have to be explained to your bank. Your hardships have to be explained to the bank in a Hardship Letter. As the name sugg...

A Common El Dorado Hills Short Sale Myth: The Realtor Is Required To Submit All Offers to the Short Sale Lender El Dorado Hills CA – Many people have misconceptions about a short sale and how it works. Many people think that the seller's realtor and the seller are required to submit all offers t...

El Dorado Hills CA – In our last blog post we explained that the Mortgage Forgiveness Debt Relief Act does not automatically release you from your mortgage debt after a short sale. So, what does this law cover? What does it do? I'll answer that question today. Unfortunately, the law does not aut...

El Dorado Hills CA – The Stop Foreclosure Institute recently received an email from Elaina. Here is what she had to say. "Hi, I am a Real Estate Agent. You have some good information on short sales. But, is it written assuming that banks actually want to do short sales. I have worked on a partic...

El Dorado Hills Short Sales: What To Do When A Short Sale Negotiator Gets An Attitude El Dorado Hills CA – Most short sale negotiators are professional. They understand the seriousness of their jobs. They work hard to educate themselves on the industry and market trends. They are friendly and fu...

What is my house value in Folsom Ca? Folsom Ca Months Of Inventory Inventory is down to 1.1 months of inventory in Folsom. Normal is about 3.5 months of inventory. This is simple supply and demand. What this means for sellers: 1-You will have multiple offers 2-If you are going to buy a home you ...

Folsom-El Dorado Hills CA – Are you upside down on your mortgage? Try this. Sit down and run the numbers. How much will your upside down mortgage cost you over the next 30 years? Let's say a homeowner bought a house 4 years ago for $600,000. Today, their house is only worth $400,000. In addition...

Active Bank Owned Homes In El Dorado Hills Ca Here is a list of Active Bank Owned Homes In El Dorado Hills Ca Click Here To View The List. Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. "Hard Work and Dedication" View My homes for sale at www.johnhayesreales...