ESCROW/TITLE INFORMATION For MANUFACTURED HOMES CALIFORNIA: CURATIVE TITLE Detitling, Title Conversion, Title Purging, Title Corrections If you are working on an manufactured housing transaction, you may find yourself either dealing with NEW or PAST title issues. Whether it is relative t
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01/20/2014
What Does California Consider A MANUFACTURED HOME "FOUNDATION"? In California an engineer's certification alone is not enough to verify a foundation. A recorded "Notice of Installation" aka 433A is the recognized California stamp of approval for a permanent foundation. Beyond proof of
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01/20/2014
ENGINEER INFORMATION For Manufactured Home Foundation Requirements While the 433A curative title process usually involves a licensed manufactured home contractor, engineers are central to the process. The reason is that all foundation plans submitted to a building department for permit issuance
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01/19/2014
LEGAL/REO INFORMATION about MANUFACTURED HOMES? CALIFORNIA: With the history of regulatory compliance and default activity for RESIDENT OWNED MANUFACTURED HOUSING, many lenders files have come under scrutiny. Manufactured homes have long been victims of poorly originated loans, inadequate unde
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01/18/2014
Nationwide Engineer's Certification For HUD Manufactured Homes One of the most commonly requested documents by Real Estate Professionals, loan officers, processors and underwriters is a site-specific certification report (aka Engineer's Certification) by a Professional Engineer certifying th
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01/16/2014
Manufactured Home Lender & Real Estate Professional Checklist Things you need to know if you are a lender, real estate professional, homeowner seeking a new loan or a refi, buyer seeking a new loan and a seller of a Manufactured Home. Home MUST have a floor area of not less than 400 square feet.
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01/15/2014
Puzzled About Manufactured Home Lending and Title Requirements? California: The 433A Curative Title Solution The Personal vs. Real Property Puzzle: Manufactured homes that are situated on deeded real property may still be classified as personal property (chattel) with the Department of Housing an
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01/15/2014
What are Foundation Repairs and Retrofits? The terminology "foundation repairs" or "retrofits" is generally used to describe proprietary systems . What is a proprietary system????? It is a pre-manufactured, often times "beefier" support system designed to provide additional vertical and horizo
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01/14/2014
Manufactured Home Foundation & Earthquake Bracing Installation PART 1 For many years there has often been a lot of confusion about Foundation Requirements from many if not most lenders that finance HUD Manufactured Homes on Resident Owned Real Estate be it a Condo Conversion, Sub Division, Plan
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01/13/2014
MANUFACTURED HOME Glossary of Terms Part 7-C PIT SET, SUBTERRANEAN SET, CRAWL SPACE FOUNDATION The pit set/crawl space foundation system described here has two main distinguishing characteristics it incorporates full perimeter wall support together with internal, independent support points; an
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01/12/2014