Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

Follow me
By
Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
RECENT BLOG POSTS
Minneapolis, MN:  Are your tired of the snow yet?  Record amount of snow, including the most snow ever in February here in Minnesota, along with continued below average temperatures is expected to delay the local spring this year.As many people, both buyers and sellers come out of the woodwork to...
03/06/2019
Minneapolis, MN: One of the biggest reasons people don’t buy a home is the lack of down payment money, and the false belief that you need 20% for down payment. We get it. Saving is hard. Not only can you use your tax refund for down payment, your tax refunds make the perfect down payment for many...
02/27/2019
2 Comments
A VA loan is perhaps the most amazing loan in the housing market today!Minneapolis, MN: Rather than issue loans, the VA instead pledges to repay about a quarter of very loan it guarantees in the unlikely event the borrower defaults. That guarantee gives VA-approved lenders greater protection when...
02/05/2019
Minneapolis, MN: I get it. You are buying a new home, or refinancing your existing home mortgage, and are looking for the best mortgage interest rate. But buyer beware, the Internet is full of places to avoid.  So here I'll give a little primer on the process, along with some common lender games,...
12/06/2018
Credit report inquiries, What is the real story? Minneapolis, MN:  As a Mortgage Loan Officer, I’ve pulled and reviewed a lot of credit reports in my day.  I’ve also spent an incredible amount of time debunking the irrational fear so many people have about credit report inquiries.   This one sent...
11/29/2018
Do Mortgage Pre-Approval Letters Really Mean Anything?Minneapolis, MN: When buying a home, everyone will tell you that you need a Pre-Approval Letter, and pretty much no sellers will look at your offer without a Pre-Approval Letter being attached to your offer. But do Pre-Approval letters really ...
10/16/2018
Minneapolis / St Paul, MN:  When buying a home, your credit matters - a lot. While credit scores alone don't get you a home loan approval, credit scores are one of the most important factors in the loan approval decision.  With places like Credit Karma, and being getting your credit score with y...
09/04/2018
The Digital Mortgage HypeIt is 2018. The number of people who physically step into a bank or mortgage lender to do a home loan application is dwindling everyday. The vast majority of people now complete an online loan application on a desktop computer, iPad, or even apply via a Smartphone.Technol...
07/18/2018
Minneapolis, MN:  The biggest challenge for most home buyers, especially first time home buyers, is coming up with the required down payment.  While most people understand down payment, they are shocked to learn their are mortgage closing costs. Wose yet, is discovering how much closing costs can...
07/10/2018
Minneapolis, MN: VA home loans are one of the greatest benefit to our U.S. Military personal that most vets will ever use. Dispelling VA loan myths that prevent them from using their benefits is therefore very important.VA loan Myth 1):  All veterans are guaranteed a VA loan.Reality: Veterans are...
07/09/2018
Rainmaker
256,352

Joe Metzler

Sr Loan Officer
smartphone(651) 705-6261
local_phone(651) 552-3681
Contact The Author
Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.