James S Graner Blog, Appraiser in Missouri

The FHA loan has became popular, due to higher conventional mortgage insurance premiums and tighter underwriting guidelines. The FHA loan has became a more viable option for many borrowers in this current mortgage market. The FHA loan does require a more detailed appraisal inspection on a FHA loa...

We just cannot get much of a break in the Real Estate Market. It appears everytime something good is reported in the Real Estate crisis, we get several reports to drown out the news. I personally think that the media is talking down the economy and exaggerating in order to have influence on the P...

I read story after story of banks and mortgage companies taking hard losses with excessive mortgage foreclosures. Many reports state that most of the foreclosured homes were not owner occupied, they were some sort of investment properties. Such persons who borrowed money while knowing they really...

It is Memorial Day weekend. Just enjoying the family. Going to pick up some charcoal and chicken quarters. Back to work on Tuesday. Happy to see many homes sell here in the past couple months. This year it appears that the accumulated inventory of homes within the area will sell. We are seeing ma...