Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.
RECENT BLOG POSTS
  The adorable twins, Ava and Joey, on Valentine's Day. They will be 3 years old on April 11th. Yes, I know, they are my niece and nephew.. and we all love our kids, nieces, nephews, and or grand-kids. But I really love these two.. they have so much energy and I truly think they are both really c...
02/16/2011
  Pull on the chin straps, because FHA has raised the annual mortgage insurance premiums which is known as the FHA monthly mortgage insurance. These changes are mentioned in Mortgagee Letter 11-10 and become effective on or after April 18th, 2011. The new change is 25 bps. Now before many of you...
02/15/2011
  Borrower : I would like to see this specific home... Realtor : Have you spoken to a loan officer? Borrower : No, not yet. Realtor : Do you know your credit scores? Borrower : Yes, I pulled my credit online and I have a  680, 705, and a 695, so I should be good to go, right? Realtor : Those are...
02/13/2011
  It's bad enough that some loan officers, aka MLO (mortgage loan originator), make less than what they should on a borrower for several reasons. Examples : 1.) If I spend countless days and hours helping someone work on their credit instead of them going to a credit repair person that could cha...
02/11/2011
  Good Faith Estimates are suppose to give you a very good indication of what it will cost you when applying for your mortgage.  The new Good faith estimates, also known as GFE’s, went into effect on January 1st, 2010 and are less complicated than the old good faith estimates. In my opinion, the ...
02/10/2011
        As I had mentioned in these two posts, Cheese Heads run wild at the Belonger house & Green Packers win, I was hanging with my nieces and nephews on Super Bowl Sunday. Here is my niece Ava and nephew Joey, hanging with me Sunday morning. Just trying to look innocent... and Ava with her gl...
02/09/2011
  FHA Loans still allow a 6 percent seller concession. Yes, there has been talk of FHA lowering the seller concessions down to 3 percent across the board. This was first talked about in February of 2010 and was placed for public comment in July of 2010. The end result is that it still hasn’t bee...
02/08/2011
  Not sure if you all read this post I did before the Super Bowl.... Green Bay Cheese Heads vs the Pittsburgh Pin Heads....   Well, this is what took place during the Super Bowl. As I have stated, I am a die hard Philadelphia Eagles fan, but Green Bay Packers second because of my dad who grew up ...
02/06/2011
        Many of you know that I am a die hard Philadelphia Eagles fan... and I grew up loving the Pittsburgh Steelers of the mid 70's... but there is Packer blood flowing in the Belonger family. My dad was born and raised in Two Rivers, WI, about an hour south of Green Bay, WI. So of course the ...
02/06/2011
  How many of you like to have money left over after making a major purchase? I would think many of us would say yes to this. There are some mortgage experts that tell you to put 20 percent down or that you should pay off your mortgage as soon as possible. I will tend to disagree with this. In my...
02/05/2011
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Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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