What is the best fit when comparing FHA loans and conventional loans? Based on my opinion over the years, the loan officer should focus on your credit scores and down payment that you can afford, when comparing mortgage programs. But keep in mind, the main focus should be what you can afford
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05/25/2011
Want to be a blogging expert on debating a specific subject? Sooooo do I. The one great thing after writing blog posts for 4 1/2 years is that I am always learning from others and from myself. There are things in the back of my mind that I always try to do and not to do when writing my blo
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05/24/2011
Is 20 Percent Down the Solution? Would the Real Estate Market then Crumble? There has been a lot of talk about QRM, 20 percent down, and much more. For the purpose of this post, let's forget about QRM, politics, what types of mortgages this will affect, and just keep this simple. More skin in t
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05/21/2011
Understanding Mortgage Insurance and the different types The keys to home ownership can be tricky and confusing, unless handled by a true professional loan officer. You’ll sometimes hear loan officers and or realtors talk about one mortgage program over the other, telling you how great it is or
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05/19/2011
Do you feel that today's mortgage gudelines are hurting realtors from selling more homes? Do you think it could be the buyer not being in a good position? People, I get the fact that lending guidelines have become more strict over the last 12 months. I think I have seen it all in the 18 + ye
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05/14/2011
