Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.



  We just live in a world full of technology. You find a blogger on Active Rain that you truly like a lot, who brings you great information, you consider them to have a wonderful writing style, and that they write about interesting topics.  So okay, you can subscribe to that person here on AR, no...
  More the reason why you need to speak to a knowledgeable professional loan officer     With mortgage interest rates being so low, you would think many people are refinancing. And one would think that more would be doing FHA streamline refinances, because it should be so easy, hence the name str...
                              My neighbors cats where just to curious on a nice Saturday afternoon with all the people walking up and down the street. They are house cats, so I guess they wanted to see what goes on outside in the real world. My advice to them?  Just stay in, relax, and don't get ...
  HINT - PLease read Part 1 first - the link is below.   Okay, Jeff, I have heard that you could do a FHA streamline. Yes, this is true, but FHA now states that you can't make application on the new refinance until the borrower has made 6 monthly payments. This is stated in Mortgagee Letter 2009-...
    There has been a lot of talk regarding Credit Scores in the last week after FHA came out with Mortgagee Letter 2010-29 on FHA Loans. Here was my post showing such changes with an explanation. Jeff Belonger's cheat sheet for ML 2010-29. In my opinion, some of the confussion and or arguement wi...
I am not a true expert on this either, but Lenn Harley brings up some good food for thought on this topic. For me, common sense would be to say that this is wrong. I know that you can copy sentences and such to what someone said and take bits and pieces of their article, but it should be in quote...
  FHA just came out with a new mortgagee letter describing the new changes on FHA loans regarding credit scores and LTV's (loan-to-value). Here are the changes : New updates for FHA Mortgages - Changes in LTV & credit scores - seller concessions?   Just the other day, I read this post,"Bending O...
      NEVER FORGET - Those that lost their lives, those that scarificed their lives, those that still put their lives on the line for OUR FREEDOM. ... and those families that have lost a loved one. GOD BLESS AMERICA.         I don't want to get into religion here today. But today for me is a day ...
  Mortgage interest rates continue to still be very low, ranging from 4.00% to 4.50% for a 30 year fixed rate. This is all dependent on your credit scores, your down payment, the size of your loan amount, and the type of mortgage program. And if you want 3.875%, you just have to pay some points....
  What does the word Realtor mean to you?  What would you consider your duties as a Realtor? I always find some sort of issue when reading mortgage related questions by Realtors on Trulia. First question would be, why do Realtors even answer these questions?  Is it to get their name out there? S...

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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