1. Children should never eat any treats until they have been examined. 2. Advise children that they should never enter strangers’ homes. 3. Never invite children into your home. 4. Children should never take shortcuts through backyards or alleys. 5. Instruct children not to stray from their grou
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10/29/2012
Currently, any debt forgiven by a lender in a short sale, loan modification, or foreclosure is exempt from federal taxation. However, that exemption is scheduled to expire Jan. 1, 2013. Borrowers will have to count mortgage relief from lenders as income on their federal tax returns, if the exem
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10/26/2012
Due to plummeting real estate values in recent years, there are record numbers of homeowners who owe more on their mortgages than the market value of their homes. This is commonly called being “upside down” in the mortgage, and under certain conditions, the homeowner may qualify for a short sale
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10/24/2012
The housing recovery shows momentum while overall economic growth is expected to remain at a sluggish sub-2 percent rate this year, according to the October 2012 Economic Outlook from Fannie Mae's Economic & Strategic Research Group. News from the housing sector is more positive, with various ind
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10/23/2012
Interest Rates: With interest rates at an all-time historic low, it's easy to get complacent and take them for granted. A look back can only help to remind you how good we have it now!
10/23/2012
Americans' optimism about the housing market recovery and home-ownership continued its gradual climb. Optimism about the economy reached the highest level since the survey's inception in June 2010, with 41 percent saying the economy is on the right track. Click here to review Fannie Mae's Nationa
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10/19/2012
Up until recently, U.S. veterans were hampered by VA loan restrictions that made purchasing a home difficult, if not impossible, in some parts of the country. With the signing of a new bill this month by President Obama, reforms are being made to the VA Home Guaranty Program that help to ease t
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10/16/2012
Landlord May Dispose Abandoned Personal Property Less Than $700: Commencing January 1, 2013, the total resale value of personal property left behind by a tenant after termination of a tenancy that the landlord must sell at a public auction (rather than dispose of or retain for his or her own use)
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10/03/2012
Landlord Must Disclose Notice of Default to Prospective Tenants: Starting January 1, 2013, every landlord who offers for rent a residential property containing one-to-four units must disclose in writing to any prospective tenant the receipt of a notice of default that has not been rescinded. Thi
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10/03/2012