Jan (Flood) Dowling's (janflood) Blog

Here are the top reasons banks are denying loan requests:   Poor credit: The borrower may have a heavy down payment or excellent equity built-up in the house, but if their credit score is under a certain threshold, obtaining a new loan or refinance from a traditional bank is very challenging. Eve...

  Upgrade your kitchen and master bath and you will instantly see a high payout is the common wisdom in the home improvement market. But putting in high-end appliances and upgrades to your home does not instantly ensure a full recoup of the costs plus profit. There are other factors involved in a...