Musings and Thoughts from Western Colorado

By
Mortgage and Lending - Major Mortgage USA/Branch Manager
A collection of random musings and thoughts about Mortgages, Real Estate and Western Colorado
RECENT BLOG POSTS
or maybe a NO NOISE LAW?????  How about just not call me or email me you credit counselors and lottery winner scam idiots..... But Joe isn't Active Rain about "networking"...... YES But When I get 5 calls on a Sunday all from the same "company" wanting to network with me , I have to say Maybe I ...
06/09/2008
Just can't get the buyers off the fence?  There they sit sipping their coffee and browsing your wonderful website and kicking all the tires..... and you  The Professional Realtor can't get them to commit, to pull the trigger.... to write the freaking earnest money check.  Now your seller is askin...
05/29/2008
Tonight as your faithful , but MIA DJ was walking out to get ready for golf league.... Mr. Alan Brown stopped me and said "Hey Mr DJ where ys been"  ok so that wasn't out exact conversation but point received along with 3 other emails yesterday so Here is the first official Radio Rain for SUMMMER...
05/28/2008
A theme song??? WOW.....  Maybe we should really be looking for a soundtrack.....  but as overwhelming as a THEME SONG sounds.....  it was really rather simple I mean there have been times in my life where a version of  "My Way"  (this version was picked for my Father/Coach  or  "Its My Life"  wo...
05/15/2008
Well, for starters how about honesty? I was visiting with a Realtor last week that was crying the blues that Sellers don't want to hear the truth and Buyers wont listen...... and I thought DUH!!!!!  The Media is telling them the exact opposite that you are!!!! So, maybe a slightly different appro...
05/15/2008
Ok so here it is Monday night on Radio Rain and well it is Raining So Lets start with Rainy Days and Mondays How about a little  Blue Monday Or for us older generation  Monday Monday And well I have to say I just love this  Stormy Monday And well how about a little romance on Monday  Come Monday ...
05/12/2008
  I can not believe this, but yet I do.  Some friends of mine are wanting to buy a lot in the community that I live in and I think that is great.  They have used me for their past business and oh I am one of the scuba certifiers on their diving certifications, so these are friends and clients (so...
05/12/2008
  After a rather intereseting and at times humourous discussion today, with a loan officer that has been in the business for a lonnnnnnggggg time.  I thought I would share with you what exactly is in your APR The fees that are generally included in the APR: •·               Pre-paid interest. The...
05/12/2008
Turn it up loud and tell your office that you don't want to work  Bang the Drum All Day And then let's take a run down  Electric Avenue After all my loyal friends we are just Working for the Weekend And I know Yes it is definitely  5 O'Clock Somewhere Well my friends This is Scuba Joe signing off...
05/09/2008
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 or at least the prices of homes are at 2005 levels.....  Just this weekend I was driving past a few of the Real Estate offices and saw a home posted on one of the signs out from for a rather nice place in a nice subdivison for exactly what a home just like it on, in the same subdivison sold for ...
05/05/2008
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Joe Adams

local_phone(970) 252-1700
smartphone(970) 209-9802
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