The Most Important Aspect The most important aspect of the home-buying transaction is the mortgage process. If you discover too late that you can not afford your mortgage payment, you could lose your home and be unable to purchase another home for years. Obtaining information is easy. Mortgage information sources are as numerous as mortgage types. Websites, topical newspaper articles, mortgage books, consumer seminars and workshops can help. Needless to say, our team of mortgage professionals is here to assist you with your mortgage needs.