Michigan Insurance
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Carbon Monoxide Carbon monoxide (CO) is an odorless, colorless and toxic gas and is toxic to both pets and humans. Because it is impossible to see, taste or smell the toxic fumes, CO can kill you before you are aware it is in your home. Low levels of Carbon Monoxide will cause symptoms that mim...
12/24/2010
There are things to consider in comparing term life insurance to the group mortgage life insurance offered by many financial institutions. Group mortgage life policy* The financial institution is the automatic beneficiary for the amount due. Policy choices usually have less flexibility for amount...
12/23/2010
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These are the discounts that are available in Michigan they may also be available in other states. Make sure that you have adequate coverage for your home and belongings. Take an accurate inventory of your possessions and get an assessment from realtor or your agent to make sure that you are no...
12/14/2010
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If your home has a fuse box... Chances are, either your home or the home of someone you know, has a fuse box. Fuses function the same way breakers do-to cut off power if an electrical circuit is overloaded. Both fuses and breakers can be very effective in protecting your home against an electrica...
12/12/2010
Are you prepared for an emergency? Every year we face possible disasters - wildfires, earthquakes, tornadoes, hurricanes and winter storms. If a disaster strikes your home, are you and your family prepared? Do you know where important documents, medications, and essential supplies are in case y...
12/08/2010
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Shocking news about lightning Lightning brightens the sky and provides a spectacular display of Mother Nature's power. This awesome phenomenon also causes more deaths and property destruction in a typical year than floods, hurricanes and tornadoes combined. Don't underestimate the dangers of ligh...
12/04/2010
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Are your records organized for an emergency? If you were incapacitated, would anyone be able to find your important records and take care of your family's financial or business matters? Having important papers organized and accessible in advance can be very important in an emergency or crisis sit...
12/02/2010
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This one goes in the category of those things we are planning to do when we get the time – making or updating a home inventory. It may not sound like an exciting activity, but in the event of a calamity such as a fire, burglary, flood or tornado, a current home inventory can save a lot of time, m...
11/30/2010
Preventing Frozen Pipes There is a misconception that frozen pipes burst because of freezing, but reality is that they burst because of an increase in water pressure. Continued freezing causes the pipe to expand and the pipe will burst where there is a pocket in the pipe that does not have any ic...
11/30/2010
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Flood insurance: Generally required in high-risk, flood-prone areas, this insurance is issued by the federal government and provides coverage for both property and contents. http://www.fema.gov/business/nfip/cbrs/cmi.shtm list of some counties and their information Flood damage is not covered und...
11/28/2010
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