Ilya Bodner

                        Alternative financing may be the perfect solution for companies looking for additional means of securing adequate business funding. This form of financing may be used to carry a new venture through its early phases of development, restructure existing debts, or take the b...

When C.W. Post started a small business in 1895 with his first batch of "Postum" (breakfast cereal) he probably did not foresee his company getting into the diamond business. The cereal company has "followed a path of delicious innovation, creating cereals that have defined the breakfast experie...

            When it comes to non-credit based small business financing, the benefits are evident. There is a very good chance you will be able to take advantage of great interest rates as long as your established business credit is favorable. Non-credit based small business financing comes in man...

            New small business leaders and managers have to develop at least basic skills in financial management. Expecting others in the organization to manage small business finances is clearly asking for trouble. Basic skills in financial management start with the critical areas of cash mana...

When our forefathers arrived on this continent they brought with them a vision of a new world with thriving commerce and raucous marketplaces. No matter what the media may be pushing on us about the economy, the vision of our predecessors is just as alive today as it was a couple centuries ago. ...

            A small business's debt-to-income ratio (DIR) is most easily explained as the ratio of a borrower's total debt as a portion of their total gross income. This ratio, more commonly expressed as DIR or simply "debt ratio," measures how much you can borrow based on your expenses in relat...

            Founded in 1851 as a telegram company, Western Union is one of the oldest businesses in operation today, and one of the leaders in person-to-person money transfers. Western Union is a legitimate company, with a legitimate service that is almost entirely utilized by legitimate people a...

            Just like you a company has a credit score. Your score is your personal credit score why the company acquires a business credit score.  There is no need to intermingle the two, and with proper development a business owner will have a completely separate score individual from the busin...

            Have you heard the saying "A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain?"              Consider the ideal scenario for the enthusiastic entrepreneur who wants to obtain a start-up loan and believes banks are there to loan...

            The Small Business Administration (SBA) is an independent agency of the federal government designed to counsel, assist and protect the interests of small businesses. They offer a wide range of services, from assisting in the direction of your small business plan to linking you with le...