More than 25% of homes in the United States have negative equity -- that means the loan balances are higher than the homes can be sold for today. It's also known as being "upside-down." Foreclosure Season is expected to peak in mid- to late 2012, so the problem will only grow. Many of our friends and clients in this situation are afraid, embarrassed and beat themselves up. But they shouldn't feel that way. It's commonplace now, and everyone knows someone facing this problem. The key to alleviating the problem is knowing what to do, and then taking action. We are Real Estate Professionals committed to helping people in just this situation find relief through any of the 10 alternatives to foreclosure. In this forum, we'll help guide distressed homeowners through the crises and into peace of mind.