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RECENT BLOG POSTS
The other day I received a call from a gentleman looking to refinance out of his 2-year adjustable rate home mortgage (2/28 ARM) that is now variable. These home loans are typically reserved for subprime borrowers due to a poor credit rating. Although this is not an ideal loan, he wasn’t in too b...
01/20/2008
Even Oprah Winfrey might have a hard time selling a mansion in this real estate market. Homes in great neighborhoods possessing exceptional architecture and well-landscaped gardens are suffering. During the housing boom, these properties practically sold themselves. Now, it’s not as easy as putt...
01/20/2008
Bank of America’s agreement to buy mortgage giant Countrywide Financial in a $4 billion all-stock deal put investors at ease yesterday, sky-rocketing shares of Countrywide by 51%, after the mortgage crisis sank the stock below the $5 level. The deal gives Countrywide 0.1822 share of Bank of Ameri...
01/20/2008
All of a sudden, a light bulb goes off in your head and you want to sell your home. Well, if you plan on selling your home in 2008, then you need a game plan on how to make yours shine above the rest. Remember it’s more important to keep your home clean, and looking spacious, rather than upgradin...
01/20/2008
HomeZill is like having a real estate professional at your fingertips 24 hours a day! You can make an offer on real estate in Virginia, Maryland and Washington DC. Whether it’s a town house in Northern Virginia, a DC condo in Georgetown, or investment property in Bethesda MD, simply fill out the...
01/20/2008
Are you still living in the same home that you purchased 15 years ago? If so, have you visited any homes that have been built in the past five years? I know you would enjoy a private retreat instead of a place where you can only lay your head. This would be a place to go relax, read, or soak in a...
12/23/2007
President Bush signed into law Tuesday a new bill providing tax relief for homeowners facing foreclosure or bankruptcy. The bill eliminates federal taxes due from homeowners who have had mortgage debt forgiven as part of a foreclosure, short sale or the renegotiation of a loan. Currently such deb...
12/23/2007
Your home has been on the market for 3 months now and you're not getting any traffic coming through. You must be thinking, "Oh the market is slow right now, just give it some time." Then another 3 months pass by and you mutter the same thing to your wife. Well Sir, a half year is a long time in a...
12/17/2007
Home Search (median): Number of Weeks Searched - 8 Number of Homes seen -9 Method of Home Purchase, By Use of Internet: Real Estate Agent/Broker - 81%Direct from Builder (new homes only) - 10%Direct from previous owner whom buyer didn't know - 5 % Actions Taken by Buyers After Using Internet Site...
12/16/2007
The search is over, the negotiations have ended, the home inspection was a success, and the mortgage has been set. Finally, you come to the last step in the home buying process– Closing, or some call it Settlement. This is where the house transfers ownership and the title is in your name, home o...
12/16/2007
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