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Fixed rate loans generally come with one of two options; the 30-Year Fixed and the 15-Year Fixed. If a borrower is planning on being in the same home for a long period of time, a 30-Year Fixed may be more attractive because it offers stability. The monthly payment will remain consistent over the...

Five ways to make sure you get the biggest possible check. By Laura Cohn, Kiplinger’s Personal Finance 1. Patience pays off. The longer you wait, the bigger the check. You can start collecting Social Security as early as age 62. If you do, however, you could suffer a reduction in benefits of 25%...

If you drive a car, truck or van for work, you’ll want to make sure you know the standard mileage rates that the Internal Revenue Service (IRS) has set for 2010. These mileage rates are used to calculate deductible costs for driving an automobile for business, charitable, medical and moving purp...

As many of you know, I wrote a post a little while back celebrating my arrival at 200,000 points on Active Rain and I also mentioned that my son would be born soon. I wanted everyone to know that he's here! Weston Daniel Walters was born on September 27th. He is 6 lbs 8 oz and 19 inches long! Her...

Your Personal Chamber Of Commerce The Internet has revolutionized the way we live in countless ways. We are able to access news as it's happening, email friends and relatives all over the world, and purchase anything from cars to vacation packages with a few clicks of the mouse. What's ironic is...

America's Got Talent showcase many different forms of talent from all across the U.S. This is an inspirational story about Connor Doran, a young many that suffers from epilepsy. His talent is indoor kite flying, but the best part of the video is his attitude. According to his mother, anytime Conn...

How do you keep from being distracted from the most important things you need to do each day? Watch as productivity guru Jason Womack shares a couple of ideas to keep you on track. (www.WomackCompany.com) What are your most important things? Contact me to let me know your productivity tips or for...

This week I achieved the 200,000 point milestone and I couldn't be more excited about my involvement on Active Rain! As I was thinking about the importance of being in the Rain, I thought of all the blogging benefits, the google juice, and the growth of my business over the past few years but the...

While down payment requirements have increased for some programs, it is still possible to buy a home with less than 5% down…or even NO money down. For example, FHA offers a loan program that requires as little as 3.5% down. In addition, the VA and USDA offer loans that require no down payment. O...

Have you ever wondered what makes mortgage rates go up and down? Watch this clip which explains the dynamic between bonds and mortgage rates - in simple terms. Contact me for more information on current mortgage rates and how they can and will impact your clients. (Video created by Dustin Hughes ...