What Are Fee's & Points On Your Home Loan Purchase In California. Points and fees paid up front that are used to lower the interest rate. One percent of a new loan amount equals one point. This is the fee you pay a bank or institution for lending you money. So, if your loan amount is $100,000 eac
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08/03/2012
Understanding Mello Roos When Purchasing Your San Marcos, California Home. The Mello-Roos Community Facilities Act of 1982 provides a versatile method of financing public facilities, infrastructure and services associated with new development. It is more flexible than either assessment district o
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08/02/2012
Property Appraisals in San Marcos, California. How much is your house worth? To determine its value, an appraisal is needed. Appraisers are an important component in determining what a house should sell for or what its current value is for equity purposes. Generally, appraisers are both research
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08/01/2012
What is Private Mortgage Insurance (PMI) When A Buyer Gets A Home Loan. To protect lenders against severe financial losses in case a loan is not repaid for nay reason, a specific type of insurance has been created. Known as private mortgage insurance or PMI, you can qualify for a mortgage even i
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07/31/2012
Is a FHA or VA Loan Right For Your Home Buying Needs. FHA Loan! Beneficial for buyers who don't have large down payments, this loan is insured by the Federal Housing Administration (FHA) under Housing Urban Development (HUD). Also known as a government mortgage. An FHA loan offers easier qualifyi
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07/30/2012
What do I need to do before my appointment to sign loan documents, in San Marcos, California. Identification: Please bring your valid state identification card, driver's license or passport with you to the escrow company. These items are needed to verify your identity by a notary public. It is a
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07/29/2012
Encinitas, California BrewFest Coming Soon! BrewFest Encinitas, featuring a wide variety of San Diego's craft brewers will be held from 4 to 7 PM, on Saturday August 4th, 2012. This event will be held on the lawn with views of the San Elijo lagoon at the Mira Costa College San Elijo Campus locat
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07/28/2012
When You Leave Your Home Lock Your Doors & Set Your Alarm In Rancho Santa Fe, California. Due to a rise in burglaries in Rancho Santa Fe, California in the past six months, it bears repeating " When you leave home, lock your doors and turn on the alarm". People living in Rancho Santa Fe need to
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07/28/2012
A Step By Step Guide To the Home Buying Process In San Diego, California! The following is a step by step process for the home buying process in San Diego, California. Home Buying: Select an experience local real estate agent. Get pre-qualify for your home with a reputable local lender. Find the
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07/28/2012
Downtown Carlsbad, California Installs New Bike Racks! Carlsbad Village installed 20 new custom bike racks July 11, 2012 as part of an effort to make the Village a more pedestrian and bicycle friendly downtown area. The racks were installed on sidewalks within the public right of way where we've
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07/24/2012
