Heather Embrey's Blog

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Real Estate Agent - Better Homes & Gardens Premier - VA 0225101026
RECENT BLOG POSTS
...I still wonder about those "gifts" so many of us MAY give our clients for referrals.  I thought that as long as it is not a pre-determined arrangement ("if you give me referrals I will give you_______________") then it is OK to provide a SMALL gift.  But, this could also be decided to be a vio...
07/24/2010
 I often wondered about this.  "RESPA does not prohibit a real estate broker or agent from referring business to an HWC. Rather, RESPA prohibits a real estate broker or agent from receiving a fee for such a referral, as a referral is not a compensable service." "The real estate broker or agent ha...
07/24/2010
10 Comments
I know everyone here can feel my pain with this scenario. I received a call from a friend of a client who has their home listed with another really nice Realtor.  But the really nice Realtor just doesn't seem to be getting the job done so I have been asked to take over the listing.  It is a great...
07/22/2010
FHA has proposed to reduce the 6 percent limitation of seller concessions to 3 percent. While HUD previously has allowed sellerconcessions of up to 6 percent of the sales price, conventional  mortgage lenders have capped seller concessions at 3 percent of the sales price on loans with LTV ratios ...
07/19/2010
It would be nice if we all could use programmable thermostats, but for those of us who don't have a regular schedule this may be a great device to help us be "green".  Gotta love modern technology! http://techcrunch.com/2010/07/16/allure-energy-proximity-thermostat/?utm_source=feedburner&utm_medi...
07/17/2010
Do you send your client a service evaluation after the transaction has closed?  I love getting feedback from my client so I am sure they receive this promptly after closing - while everything (good & not-so-good) is still fresh in their mind.  Even though most folks only write the good, I like th...
07/16/2010
1 Comments
How cool is this!  Sign up for Google Voice, select a phone number & this service will translate voice mail messages into a text message.  This app provides more than just translation, but I just started playing with it and wanted to share with my AR peeps. So far there has not been a charge for ...
07/15/2010
Defense contractor giant will relocate its corporate headquarters and roughly 300 high-paying jobs from Los Angeles to the Fairview Park area in Falls Church, VA.  Why select an area with no Metro rail?  Maybe because executives don't rely on mass transit.  Good thing those HOT lanes will be open...
07/15/2010
I confess, I am a BB free-app junky.  I just found Poynt, a google maps (optional) & gps based search engine that can find businesses, theatres & restauratns near you AND if you click on the place of interest, you can call or save their info to your phone.  This should be nice when we take our ro...
07/11/2010
I recently had a delay for closing anFHA loan.  We weren't aware of this delay until we were at the settlement table.  When I called the lender to see what the hold up was, he advised me the condo certification questionnaire had not been completed correctly and needed two answers filled in.  I as...
07/11/2010
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Heather Embrey

Ask me about real estate! I know stuff:)
local_phone571-236-2616
smartphone(571) 236-2616
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