Heather Embrey's Blog

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Real Estate Agent - Better Homes & Gardens Premier - VA 0225101026
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If you are the listing agent for a vacant home and receive a call from the appraiser to visit the home, you MUST have the water (utilities) turned ON for him/her to complete the report.  Twice this year I have run across a probelm with this as a Buyer's agent.  The truly awful part is that IF the...
12/08/2011
Turns out if the property is located in Virginia, then the answer is yes. ClientFirst Settlement Services stopped by my office the other day to let us know that a subdivision developer can unilaterally modify, add or remove restrictive covenants after purchases.  Until a case that went to Supreme...
11/03/2011
I have finally decided to get an iPad.  For years I have lusted for one but my good common sence advised me to wait until I had a need and purpose for this piece of technology before dropping big $ on yet another piece of technology. Luckily, I recently attended a tech conference that included se...
10/31/2011
That is what the appraiser told me when she arrived at my listing in FALLS CHURCH VIRGINIA.  After all, she advised me, she lived "here" "just before" she moved to PA.  Well, "here" was Loudoun County - a rural suburb of Falls Church - and "just before" was YEARS ago.  You will not be surprised t...
10/13/2011
I am always surprised when I find condo units listed that are FHA & VA approved with no mention of it in the listing.  Since FHA is a big part of the 1st time home buying scenario it is just soooo important to include this in your listing.  Here in Northern Virginia we have a picklist option for ...
09/29/2011
Active duty, reserve & retired members are elegible through this PenFed (PentagonFederal)  Dream Makers program.  Qualifications include: You're Military (Active Duty, Reserve, National Guard or Veteran), a Department of Defense employee or a Department of Homeland Security employee. You're a fir...
08/30/2011
I'm working as a buyer agent with some great folks who have a contract on their out-of-state home.  A few days ago they received the call from their agent advising them their buyer was not going to be able to complete the purchase because he could not get his loan.  Apparently, this buyer was a V...
08/13/2011
In Northern Virginia,  Buyers often negotiate for a seller subsidy - also know as closing cost assistance from the seller.  This is a great way for the Buyer to keep a little cash in pocket to help with moving expenses and repairs/updates needed to their new home.  Be careful when asking for sell...
08/13/2011
  A short time ago I represented a buyer.  I showed them a home that met the majority of their criteria.  During our second showing, I advised them to make an offer and not to wait  if this was truly the home they wanted to buy.  They said "let us think about it" and did so for about a week.  The...
08/12/2011
I was just reading an article in the Washington Post about a proposal to increase the down payment needed for FHA loans.  As far as I can tell, they are attempting to fix problems that no longer exist with the new lending guidelines already established. They are beating a dead horse at this point...
05/24/2011
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Heather Embrey

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