Harvey Collier's (hcollier) Blog

Fort Lauderdale Florida FHA Loans Make Home Ownership Easy Whether you're a First-time Home Buyer or an experienced Home Buyer, Fort Lauderdale Florida FHA loans make home ownership easy and attainable. Fort Lauderdale Florida FHA loans provide borrowers more flexibility and ways to qualify than ...

There's a drone attack coming on mortgage interest rates that's flying under the real estate radar. Watch out, as this stealth action will increase interest rates very soon. Just as mortgage interest rates hit all time lows, home buyers will be taken by surprise this month as recent Congressional...

Planning to buy a new home and rent yours? It may make sense because you are unable to sell for a variety of reasons:   Can't get what you want/need for your current home Need a larger home Need a smaller home Lifestyle Changes - condo to single-family, single family to condo Need/want to move fo...

Mortgage escrow account basics aren't always an easy concept for First-time Home Buyers to grasp.  One of the most frequent questions I receive from first-time buyers is related to understanding how their mortgage escrow account will work and how much money they'll need to cover this at closing. ...

Can I get a Fort Lauderdale mortgage after foreclosure or bankruptcy? This is a very common question I receive from Home Buyers and Sellers every week. It's certainly a sign of the times in Florida, with about half of mortgage holders being underwater on their homes. It's a very difficult decisio...

Great fortunes can be made and lost in real estate. Speculators are generally prepared to take on more risk and usually have a short-term strategy. Investors tend to have a long-term approach, which tends to minimize the risk. Successful real estate investing requires working with a professional ...

Planning your own mortgage funeral? Looking for a last minute embarrassing surprise and a mortgage denial? But wait, what about that preapproval I received from my bank? You already said I was approved, so why do I suddenly not qualify for my mortgage?     All I can say is, "if I had a dollar for...

Finding an out-of-the-box Fort Lauderdale Mortgage strategy that beats a price reduction requires an experienced Loan Consultant. Why is it that buyers who don't need seller paid contibutions for closing costs to complete their purchase always think a price reduction is a better deal?  It stands ...

The number one factor holding potential buyers back from purchasing a home is fear of job loss.  Even with home prices discounted by more than 50% in some cases and mortgage rates at historical lows, many prospective buyers are waiting to purchase until they feel more secure about their job.  The...

Let's face the facts.  All buyers today are looking for a great deal when purchasing a home.  It's definitely a buyer's market and many of the available listings are distressed property sales including short-sales and foreclosures.  These properties give buyers an excellent opportunity to purchas...