RECENT BLOG POSTS
I was reminded how good it is to be a mortgage lender yesterday when I had the fortune of helping a young couple, married only two and half years, achieve their dream. They came to me looking to buy and not knowing if they could. "Our credit is good" they said, "but we don't have much of it". "T...
12/01/2008
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I was reminded how good it is to be a mortgage lender yesterday when I had the fortune of helping a young couple, married only two and half years, achieve their dream. They came into one of my Realtor's offices looking to buy and not knowing if they could. "Our credit is good" they said, "but we...
11/21/2008
CNN Money reports that HUD has agreed to changes in an effort to make the "Hope for Homeowners" program viable. There has been much discussion about the program on AR with the general consensus being that it would never help anybody, but with these changes that may no longer be the case. They rep...
11/19/2008
FHA loan limits that had been boosted by Congress to encourage refinancing of many subprime loans are set to decrease on January 1, 2009. Currently the area has a limit of $353,750 and that will be reduced to $274,850 for the standard FHA loan. If you are considering a purchase of up to $360,000...
11/10/2008
FHA loan limits that had been boosted by Congress to encourage refinancing of many subprime loans are set to decrease on January 1, 2009. Currently Lake County has a limit of $353,750 and that will be reduced to $274,850 for the standard FHA loan. If you are considering a purchase of up to $360,...
11/10/2008
Upcoming changes in the Rural Development loan program should allow more families to qualify with ZERO down and ZERO closing costs! The income restrictions are expected to ease, allowing households from 1 to 4 family members to make over $70,000/yr and still qualify. Households having 5 to 8 fam...
11/07/2008
Upcoming changes in the Rural Development loan program should allow more families to qualify with ZERO down and ZERO closing costs! The income restrictions are expected to ease, allowing households from 1to 4 family members to make over $70,000/yr and still qualify. Households having 5 to 8 fam...
11/07/2008
Upcoming changes in the Rural Development loan program should allow more families to qualify with ZERO down and ZERO closing costs! The income restrictions are expected to ease, allowing households from 1to 4 family members to make over $70,000/yr and still qualify. Households having 5 to 8 fam...
11/07/2008
Sue Botelho, a very accomplished Rural Development lender in the Florida Panhandle posted this outstanding information that is certainly worthy of a re-blog. Thanks Sue! Today, the final ruling was published to simplify the USDA Rural Housing program's income limit structure for the USDA Guarant...
11/05/2008
Now more than ever government backed loan programs helping first time home buyers achieve their dream of homeownership. While talk of a credit crunch keeps some buyers sidelined many others are getting the best deals in years, with low rates and low or no down payments! Leading the charge is th...
10/27/2008
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Local information regarding Mortgage lending in Central Florida including Orange, Seminole, Osceola, Lake, Volusia and Marion Counties. Also providing up to date information on HUD and government loan programs, and first time buyer programs. I'm required to tell you I'm not acting on behalf of HUD/FHA or the US Government!