middlesex: Almost Speechless Sunday - 11/08/09 01:05 PM

 
This is a picture that my brother just took in his back yard in Arizona.  It is almost as if the Hawk was posing for him :)
 
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Info about the author:
George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com
(29 comments)

middlesex: Sixth Annual Connecticut Mayors Forum On Affordable Housing - 05/16/09 07:11 AM
The Sixth Annual Mayors Forum on Affordable Housing will be held next Wednesday, May 20th, from 8:00 a.m. to 12:00 noon at the Aqua Turf, Club 556 Mulberry Street, Plantsville, CT. This Forum provides a great oppostunity for sharing ideas and information on affordable housing for those who are trully interested in finding ways to solve this problem.
Mayors from various size towns with different economic make-up and needs will meet to discuss what has worked, what didn't work, and what new efforts could made to make difference.
Mulitple industries, and agencies that represent and make up a wide aray of … (7 comments)

middlesex: Do The People You Know, Know What You Do??? - 05/08/09 06:57 AM
Everyone who is in a sales related field, has at least one thing in common, and that it that we are always looking for ways to increase our business. We are always looking for new tools, new approaches, different marketing techniques, new advertising opportunities, and I am sure that many of you could add to this list.  Generally all of these things cost money, and make up a large part of our yearly business expense.
There is nothing wrong with spending money on this form of advertising to assist us in getting our name out in the community.  But do we … (12 comments)

middlesex: First Time Homebuyer Seminars - 05/04/09 09:15 AM
Back in January 2007 I did a series of blogs on First Time Homebuyer Seminars that were very well received, so I thought that it would be useful to make those who were not around back then aware of these blogs.  In these blogs I covered everything from advertising them to what material to cover during the seminar. Below are outlines of each of the blogs and links for each of them.
First Time Homebuyer Seminars…..Part #1.
This first blog was an initial introduction into the series. First Time Homebuyer Seminars…..Part #2
Do they really want to own their own home. … (10 comments)

middlesex: Wordless Sunday - 05/03/09 05:23 AM

 
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Info about the author:
George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com
(12 comments)

middlesex: Fannie Mae & Freddie Mac Appraisal Order Changes. - 04/30/09 06:26 AM
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Back in March I wrote a blog New Proposed Appraisal Regulations ............ "Home Valuation Code of Conduct" giving every one a heads up on changes to the way Fannie Mae & Freddie Mac Appraisals will be done from tomorrow (May 1, 2009) forward.
Starting tomorrow, May 1, a new code of conduct, the "Home Valuation Code of Conduct" (HVCC) will go into affect for ALL appraisal on Fannie Mae and Freddie Mac Loans.  Anyone with a vested interest in the approval of a mortgage can not have any contact with Appraisers or have any say on who the appraisal will … (91 comments)

middlesex: PMI Changes Making FHA and VA Much More Go To Loan Products. - 04/27/09 01:37 PM
MI Companies are notorious these days for making changes without any advance notification.  The latest change that we are seeing is that MI Companies have lowered the back end ratio, especially on loans with a 95 LTV to 41%.  Also if the area happens to be one that is being classified as a declining area, the lowest LTV that they will issue MI on is 90%.
I don't know if EVERY MI Company has made this change, but the four major ones that issue MI here in Connecticut have adopted these changes.  These latest changes further make FHA and VA Insured … (14 comments)

middlesex: Wordless Sunday - 04/26/09 06:48 AM

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Info about the author:
George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com
(34 comments)

 
George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages)

George Souto

Your Connecticut Mortgage Expert

Middletown, CT

More about me…

George Souto NMLS #65149 FHA, CHFA, VA Mortgages

Address: One Liberty Sq., PO Box 1000, New Britain, Ct, 06050

Office: (860) 573-1308

Mobile: (860) 573-1308



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