George Thoma with Island Lending Hawaii Blogs

As a resident of the beautiful island of Hawaii, it is important to consider working with a mortgage broker when it comes to finding the best home financing options for you. Unlike banks, which typically only offer a limited selection of loan products and may have stricter credit requirements, mo...

If you're considering getting a reverse mortgage in Hawaii, here are some steps you can take to get started:  Determine if you are eligible: To qualify for a reverse mortgage in Hawaii, you must be at least 62 Years or older, with low to no Mortgage Balance. Whether you live on the island of Oahu...

The VA home loan is a popular mortgage option for veterans, active duty service members, and surviving spouses. One of the benefits of this loan is that it requires no down payment, which can make homeownership more accessible for those who may not have significant savings or a down payment. Howe...

Maui Tropical Plantation is a visitor attraction located in Waikapu, on the island of Maui in Hawaii. It is a working farm and plantation that offers tours and activities for visitors, including wagon rides, cultural demonstrations, and tastings of tropical fruits.The plantation has a long histor...

It is a listing that may be great for the right person overlooking Maui like the Lion King!  Aloha Friday from a hilltop Maui luxury estate This incredible luxury home at 588 Kulaiwi Drive in Wailuku Maui is listed for sale with Hawaii Life.  It sits on over 5 acres of land and overlooks the whol...

A first-time homebuyer is typically defined as someone who has not owned a  home in the past three years. However, the definition can vary depending on the specific program being used along with the individual affordable housing restrictions.Here are 10 points to consider if you are a first-time ...

The VA loan is a mortgage loan program that is backed by the U.S. Department of Veterans Affairs (VA). It is specifically designed to help active-duty military personnel, veterans, and certain other groups to purchase a home. Some of the key advantages of the VA loan include:1.    No down payment...

In a real estate transaction, a temporary buydown can be paid by either the seller or the borrower.If the seller pays for the temporary buydown, it is typically done as a negotiating tactic to make the property more attractive to potential buyers. The seller may offer to pay a fee upfront to lowe...

How to Grab Our Attention   Let’s face it…no one wants to spend time and effort writing a post only to have a few people read it.  Whatever your target audience…the members here or potential clients …you may write a masterpiece but if someone doesn’t click on your title…what good is it?!   Title...

Do you ever use QR codes in your marketing? They can be very useful for buyers to learn more about a listing if they're standing by the sign. For example, if you point your smart phone camera at this QR code it'll take you to a live streaming cam showing a 2 acre vacant lot for sale. How easy is...