Greg Brown's (gb93) Blog

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Mortgage and Lending
RECENT BLOG POSTS
Christensen Financial Inc.678-373-9974Conforming, FHA/VA,JUMBO/Commercial Lower and lower they go. All conforming fixed products dropped today. All ARM rates are now under the 4% threshold. Government money remains low and steady. Jumbos are unchanged. Lock your loans now JUMBO  30 YEAR FIXED @5....
07/15/2010
Christensen Financial678-373-9974Conforming, FHA/VA,JUMBO/Commercial Rates are holding steady today with virtually no change in either the fixed or ARM products, if anything the yield improved a fraction. Bias remains locking at these levels. Conforming Pricing  (Fully Amortizing)30 YEAR FIXED  @...
07/06/2010
Christensen Financial678-373-9974Conforming, FHA/VA,JUMBO4.25% is now PAR(0.00) for the 30 year fixed mortgage.Yields are improving as well.  Incredibly cheap money right now. A 7/1 FIXED PERIOD LIBOR ARM carries a rate of 3.25%. The Government fixed products led the way yesterday and remains at ...
06/30/2010
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.Christensen Financial678-373-9974The fixed products as well as ARMs have all dropped Today. The yield  has improved as well, especially the 30 year fixed. At 4.375 and a YSP of -0.500 for the benchmark 30 year, only good things can happen. 4.25% is available with a discount of 0.625. Government ...
06/24/2010
. Christensen Financial of Georgia678-373-9974 The 30 year fixed now stands at 4.375% with a quarter point paid to discount. How low it will go is anybody's guess, all indications point lower. Bias is locking at these levels. Conforming Pricing  (Fully Amortizing)30 YEAR FIXED  @4.375%20 YEAR FIX...
06/19/2010
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Conforming and Government money have taken a significant move lower for Today. The movement involves nearly all product lines except  JUMBO, which is holding steady. Bias is locking.  Conforming (Fully Amortizing)30 Year Fixed  @4.625%15 Year Fixed  @4.125%10 Year Fixed @4%3/1 ARM @ 3.375%5/1 ARM...
11/13/2009
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Conforming rates have adjusted up slightly Today on some products, down on others. The 30 Year fixed is hovering around the 4.75% to the 5% range. The FHA 30 Year product dropped under the 5% line;  however I don't think it will stay there for very long. The bias is Locking to Float.Conforming (F...
11/04/2009
2 Comments
Very CHEAP money across the board for today, including government and Jumbo. The yield is also getting stronger, which usually means lower rates. The 3/1 ARM actually  has a buydown rate of 2.875%. When was the last time anyone has seen a rate FOR ANY PRODUCT in the 2% range? Bias remains Floatin...
10/10/2009
1 Comments
Conforming rates on nearly all products have inched downward for Today, with good discounts to lower rates available. ARM money is stronger for nearly all terms. Some discounts to lower rates are available, but not really worth the money right now.   Government money remains steady as ever. There...
08/12/2009
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The overall trend of mortgage rates appear to be rising both fixed and Arm money. With the collapse of Taylor Bean&Whitaker, expect rates to go slightly higher as well as turn times increasing. The fall of TBW will put a strain on the remaining investors who already have choked pipelines. The tho...
08/10/2009
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