Gary Ross's (garyross) Blog

 In today's modern world, it's easy for homeowners to get "upside-down" or into an "equity-deficient" position where they owe more on their mortgage than their home is worth. With rising interest rates, high loan-to-value ratios, higher energy costs, or higher unemployment ratios in certain geogr...

   There are various types of liens and not all liens are foreclosable liens in all states. The following are liens that may be foreclosable in Florida.   1.    MORTGAGE - Mortgage foreclosures occur because the homeowners have failed to make the payments on their mortgage. Any mortgage holder in...

TYPES OF LIENS:   When a Lis Pendens is filed, other lien holders are listed as defendants. This includes other mortgage holders, Homeowners Associations and judgment holders. Below are the most common types of liens found upon reviewing courthouse records: 1.    JUDGMENT - The decision of a cour...

   The foreclosure process will vary in each State depending on whether you are in a Mortgage State or Deed of Trust State. Most mortgage states use the judicial process, while most deed of trust states use the power of sale process. For this purpose we are focusing on Florida, which is a judicia...

Do you find your self financially over extended due to your mortgage payments? -Does your home have little or no equity? -Are you unable to refinance? -Are you concerned about foreclosure? -Would you like to sell your home?If you answered Yes to any of the above, then you need to learn more about...