ARCHIVED BLOG POSTS
2009
My apologies for lack of a daily report….things have been a little crazy trying to close loans and prepare other for the next dip in rates. We are seeing a steady increase in rates and credit scores have never been so important! I will be conducting some education classes on the new 2008 FICO cha...
01/21/2009
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Question- What kind of options do I have to modify my own mortgage? A: Here is a list ofsome different options Capitalization of arrears: The past due payments -- and perhaps late fees and other charges arising out of past delinquencies -- are added to the loan balance. A new payment, which will...
01/18/2009
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9 Ways That "Waiting For Mortgage Rates To Fall" Can Come Back To Haunt You In late-November, as mortgage rates fell into the fives, homeowners helped to start a mini-Refi Boom. This week, however, self-doubt crept in. Rest easy, friends. You're not missing out. See, it's well-known that 0-poi...
01/01/2009
Rainer
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Bill Black
VP Mortgage Lending