Melvin List's Blog

maximize your savings – contact us today to get started!   Are you aiming to boost your savings and take advantage of the lowest refinancing rates on the market? You've come to the right place! Our expert mortgage loan officers are ready to assist you through the refinancing process, helping you ...

When diving into real estate investment, securing the right financing is essential. Whether you're new to the field or an experienced investor, choosing the right loan can greatly affect your investment success. One loan that’s become increasingly popular among real estate investors is the Debt-S...

HOMETOWN HEROES (HTH) IMPORTANT ANNOUNCEMENT!          PLEASE READThe Hometown Heroes (HTH) Program launched on July 1, 2024, has now exhausted funding. Thank you for making HTH a successful program and, more importantly, for assisting so many first-time buyers realize their goal of home ownershi...

We Offer Fannie's HomeReady First Program to help make homeownership more assesible for First-Time Home Buyers in underserved areas. $5000 Grant $500 Home Warranty Credit $500 Appraisal Credit ZERO Income Resrictions Give us a call to see if your client qualifes for this awesome program! https://...

For many individuals and families, homeownership is a significant achievement and a crucial investment. If you own a home in Tampa with a VA loan, you might have heard about refinancing benefits through a VA Interest Rate Reduction Refinance Loan (IRRL). This blog explores the details of simplify...

Are you a Tampa homeowner seeking to enhance the benefits of your FHA mortgage? The FHA Streamline Refinance could be exactly what you need. In this blog, we’ll explore the advantages of the FHA Streamline Refinance in Tampa and offer insights to help you make informed mortgage decisions.Benefits...

 Saving up money for a large down payment on your mortgage is no longer the norm.  Most homeowners and first time home buyers in Florida use the FHA mortgage loan that only requires 3.5% down but there are also conventional loans that compete with FHA.It is a myth that you have to put down a larg...

Fannie Mae now offers the My Community Mortgage. The program has been rolled out as an affordable financing option to serve low to moderate income borrowers. The program is for first time home buyers. Fannie Mae defines first time home buyers as anyone who has not owned a home in the last 3 years...

FHA 203(k) Program   Our FHA 203(k) Renovation Program (FULL and STREAMLINE) allows for a qualified owner-occupied buyer to purchase or refinance a 1-4 family home in “As-Is” condition.  The program lends purchase money and repair money in one mortgage, allowing a buyer to close “As-Is”.  The rep...

FHA 203(k) Program   Our FHA 203(k) Renovation Program (FULL and STREAMLINE) allows for a qualified owner-occupied buyer to purchase or refinance a 1-4 family home in “As-Is” condition.  The program lends purchase money and repair money in one mortgage, allowing a buyer to close “As-Is”.  The rep...