J C's (firsthome) Blog

Quick warning on Mortgage Rates this week: This week is packed with relevant economic news in addition to another FOMC meeting. All seven of the reports are considered to be at least moderately important while several are considered very important to the markets and mortgage rates. This makes it ...

Hi All I hope everybody is ending April very strong. NAHREP LA and AREAA LA would like to invite everybody to come join us for a good networking event. Here are the details: Feel to contact me for more details. You can also visit us at on the web at NAHREP-LA Website Realtors feel free to explore...

If you can not find your condo on FHA website to see if it is approved then these are the conditions to get a spot approval or contact me to help you out Juan Cepeda on the web CHECKLIST FHA SPOT APPROVAL ON A CONDOMINIUM PROJECT This is the required documentation to review a condominium project ...

There is some speculation that in the very near future, investors will begin to apply fico-based adjustments to FHA pricing. If you have transactions going with lower scores (below 660) I would advise locking them in soon to avoid these hits. If you have clients that have credit scores below 660 ...

Come see me at the NAHREP-LA booth this weekend. I will be there in the Saturday April 18, 2009 morning. The event is the: 2009 HOME BUYER'S FAIR Whether you're a first-time home buyer, or hoping to invest in foreclosures, the Southern California Home Buyer's Fair, sponsored by the Los Angeles Ti...

Are you in these communities then there is a great mortgage plan for you: Agoura Hills, Alhambra, Altadena,Arcadia, Azusa, Baldwin Park, Bell, Bellflower, Bell Gardens, Beverly Hills,Burbank, Carson, Cerritos, Claremont, Compton, Covina, Culver City, Diamond Bar,Downey, Duarte, East Los Angeles, ...

Here are 3 quick hits for this month. As always contact me for details ** Mortgage rates are at historical lows in the 4.625%-4.75% range (how long?) ** Home Affordable Refinance starts April 4th (allowing up to 105% ltv refi's ** Realtors there are new appraisal rules that will start so ask your...

I think it is time to toot my own horn. I have helped many homeowners and I just wanted to show this letter from a client I helped get his first home last month. March 25, 2009 Dear Mortgage Shoppers, SUBJECT: JUAN CEPEDA, MORTGAGE BROKER We would like to quickly tell you about our excellent expe...

Please send this information out to help as many people as we can. Help is on the way! Saturday, March 21, 2009, 9am – 1pm Location Lake Avenue Church 393 N. Lake Ave. Pasadena, CA 91101 Event type Classes/Workshops Details Participants will receive free home loan reviews and debt counseling by r...

Chase, WaMu, and EMC customers Help is on the way!!! What is Project Homeowner? It's a statewide initiative designed to help keep California homeowners in their homes, sponsored by Chase. We're bringing the resources to the people. We're holding five or more events across California to provide i...