RECENT BLOG POSTS
More and more borrowers are taking advantage of the low interest rates and great terms that FHA Mortgage Loans offer.  FHA Mortgages can provide financing for up to 96.5% on a purchase loan and up to 97.75% percent on a home refinance.  Recent FHA Mortgage Loan interest rates have consisitently b...
12/16/2009
With current property values across the country, now is a great time to explore your home purchase options with a USDA Guaranteed Rural Loan.  USDA Mortgage loans can be used to purchase a home in any approved rural area and a USDA Loan doesn't have mortgage insurance.  You can explore your USDA ...
12/16/2009
When considering a home purchase or refinance, it is essential to know what all the available home mortgage loan options are for your circumstances.  Today's house loan options include Conventional Loans, USDA Loans, FHA Loans, VA Loans, Jumbo Loans and more.  There are a few select resources, li...
12/16/2009
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FHA Mortgage Loan guidelines are not completely score driven. They are written in a way that provides the borrower the benefit of the doubt that there had been circumstances beyond their control in their past. Provided the borrower has recovered from those circumstances in a reasonable manner, th...
12/16/2009
Current FHA Mortgage Requirements state that your monthly housing costs (mortgage principal and interest, property taxes and insurance) must meet a specified percentage of your gross monthly income (31% ratio). Your credit background will be fairly considered. You must also have enough income to ...
12/16/2009
VA Loans are underwritten differently than FHA Loans and Require no down payment for purchase transactions less than $417,000.  More information on VA Loans: VA LoanAbout Va LoansVA RefinanceVA Streamline RefinanceVA MortgageVA Home LoansVA Loan RefinanceVA Loan RequirementsVA Loan Certificate of...
05/04/2009
Are you currently considering refinancing your home?  Maybe you have heard how interest rates are a 5 year lows or that FHA refinance loans and their updated programs have become wildly popular.  Lucky for you, both of those things are true making for an excellent refinance opportunity.  And it i...
11/12/2008
 On October 1, 2008, new FHA Refinance Loan Guidelines will go into effect as part of The Housing and Economic Recovery Act of 2008.  This new FHA Mortgage program is designed to help thousands of homeowners who are at risk of foreclosure in their curent conventional or sub-prime home loans. The ...
09/09/2008
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Spencer Llewellyn

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