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Title Insurance - Federal Title & Escrow Company
Real estate articles for agents, mortgage lenders, homebuyers and homeowers looking to refinance.
A DC first time home buyer who qualifies for DC’s Home Purchase Assistance Program could receive as much as $202,000 for down payment assistance and gap financing beginning October 1, 2022.This is incredible news for DC first time home buyers, as it represents an increase of more than 2.5 times t...
Why should I choose a title company near me in DC, Maryland or Virginia when there’s an online title insurance vendor that can close for a few dollars less?The old adage remains true, real estate is local. Only a local title company operating near you and the property you’re looking to buy or sel...
The stories about homes for sale receiving multiple offers, contracts with waived contingencies and properties purchased sight unseen may soon be coming to an end.Rising interest rates, inflation, high home prices and an uncertain economic forecast have helped put the brakes on a runaway housing ...
The U.S. House of Representatives passed a series of bills on Wednesday night that included the ALTA-supported Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act (H.R. 3962), according to a news bulletin we received from American Land Title Association.The SECURE...
Your home is more than just a property. Your home is a shelter for your family. It is a nest egg for your future and the place where you’ll make countless memories.Owner’s title insurance protects your financial stake in your most precious asset – your home. Only owner’s protection shields you fr...
The tallies are in, and the District of Columbia officially ranks No. 1 for the highest average closing costs in the nation, according to a report on closing costs that ran last month in the Washington Post.Not exactly something for DC homebuyers to celebrate. Maryland didn’t fare much better at ...
Big changes are on the way that will impact real estate agents, lenders, buyers and sellers alike. Come August 1, the HUD-1 is out and the Closing Disclosure form (CDF) is in.    A new form inevitably means new procedures and deadlines to observe, which is why we've put together this list of thin...
Have you ever been showing a house to a homebuyer and had them ask you what their total closing costs would be? Wouldn't it be great if you could answer that question right on the spot?  Now there's an iPad app that produces a detailed picture of cash to close and monthly mortgage payments for ho...
Our marketing team has received word from the office of Congresswomen Eleanor Holmes Norton (D-DC) that DC's popular $5,000 Homebuyer Tax Credit has not been renewed. We're told the Congresswoman is working on a plan to get the credit reinstated. That means first-time homebuyers who may have othe...
For Maryland homeowners who wish to submit their one-time application to confirm eligibility for the homestead tax credit, the deadline is finally approaching.  Every principal residence homeowner in Maryland should follow these steps to make sure that their property is registered and eligible fo...

Todd Ewing

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We re-post our articles here that pertain to real estate pros. Find the original articles on the Federal Title & Escrow Company blog.

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