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VA Loans-One of the Great Benefits for Military Families
If it hadn't been for the VA home loan program I never would have been able to buy my first two homes!  Now years later I'm helping military families transitioning to Fort Belvoir, Quantico or anywhere in the Military District of Washington use the VA Home Loan Program to buy homes.
There seems to be a rumor flying around Northern Virginia that you can't use a VA loan to buy a foreclosure property.  THIS IS NOT TRUE!  In the past month I've closed on two foreclosure properties in Prince William County with buyers using a VA loan without any problems.   The electricity does need to be on when the appraiser shows up but that is an easy problem to solve with a couple of phone calls and if you are having a home inspection you want the electricity on anyway.For a first time buyer a VA loan solves the down payment issue.  VA does not require any down payment, ZERO, NADA, ZILCH and a seller can contribute up to 4% towards closing costs.  What a deal.  Worried about the VA funding fee?  You can finance the fee as part of your loan.  VA also does not cause the feared "declining market" ... more

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