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Relocation Guide: Time Line For Purchasing A Manhattan Home
 
Time Line Guide For Purchasing
1. Mortgage Pre-Approval:
Typical Time frame: 30 minutes - 2 hoursYou must know how much you can spend before you spend it. Condominium apartments require at least 10% down; cooperatives generally require at least 25% down. However, every building is different. Go to this web site to get pre-approved and start the mortgage process.
2. Find an apartment:
Typical Time frame: 3 - 6 months before closing.Depending on what you are looking for, the length of your search will vary. The average person sees 10 - 25 apartments before deciding on one. Viewing apartments on-line can save you time and headaches by eliminating those you don't like. The first apartments you see are often the best, so try to be alert and ready.
3. Negotiations:
Typical Time frame: 1 hour to 2 weeksStep One: Make an OFFER. Everything is negotiable so inquire about assessments, fixtures, window replacements, air conditioners, rugs, floors, curtains, appliances, working fireplaces, washers, dryers, etc. Apartments are delivered "swept clean".
4. Sign a Contract:
Typical Time frame: 1 - 3 weeksTypically in a sales transaction, a New York City real estate attorney represents each buyer and seller. The seller's attorney draws up the contract for the ... more

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