This is my second or third Sacramento short sale in the last few months in which Bank of America has switched the borrower mid-short sale to a Cooperative Short Sale. We started out as a HAFA and were switched. I always start out as a Cooperative Short Sale if I can. That's because it's typically
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10/31/2012
The public doesn't understand that they can't just call up a Sacramento short sale agent and start asking her questions when they are represented by another short sale agent. Well, they can ask questions all they want but they aren't going to get any answers from this short sale agent. I answer q
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10/30/2012
When I ask sellers if they have mortgage insurance, most of them say no. And many short sale sellers in Sacramento have no idea that they actually do have mortgage insurance. Because they didn't pay for it, they don't think they have it. Nobody is required to tell them. You can take out an insura
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10/29/2012
It's easy to point the proverbial finger of blame at a Bank of America negotiator in a Bank of America FHA short sale. That's because there are so many moving parts to an FHA short sale that Bank of America negotiators have a very hard time handling them. Some of them have a hard enough time work
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10/28/2012
Nobody really wants to be second choice, especially if you're a Sacramento short sale agent. I would much prefer it if sellers would just come to me first to do their short sale. Then it would close, and they'd have no reason to bad-mouth the real estate profession in Sacramento. But many times,
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10/27/2012
Why do buyers walk away from a short sale? The most common reason is probably condition of property. When they make an offer on a Sacramento short sale, they seem to think that they retain the right to renegotiate down the road. Their buyer's agent probably doesn't tell them that the home is sold
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10/26/2012
You really can't be an effective Sacramento short sale agent if you don't have a sense of humor. Because you've got to find a way to laugh during the day or you might decide to smash your brains into the concrete as a way to stop the pain. Especially if you're working on a Green Tree short sale,
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10/25/2012
Choosing a mortgage lender with a reputation for closing escrow on time is important. It's equally as important as choosing the right Sacramento real estate agent. If your mortgage lender can't perform and close within your contract timeframe, you might not be buying a home in Sacramento. That's
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10/23/2012
How much of a discount do you get if you buy a home in Sacramento that smells like cat urine? I asked a Citimortgage short sale negotiator that question a few months back. I was selling a short sale home in Carmichael in which the carpeting had been soaked by a former feline resident who had suff
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10/23/2012
I don't know why people are always so shocked when this Sacramento real estate agent answers her phone, but they are. I suppose they think after you make a name for yourself or reach a certain level of success that you stop answering the phone. Like, maybe I have a bunch of assistants who follow
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10/22/2012
