Erica's Blog

“What is your best rate?” This is the most common question I hear. Most consumers believe that is you get the absolute lowest rate; they have automatically gotten the best possible deal. This is not always the case. There are a couple of things that go through my mind when I hear people tell me t...

 The Niceville Chamber of Commerce is one of the best ways to get involved in the community, especially if you have a small business. We are dedicated to growing our community by the people who get involved. Whether you just moved here or have been here for a while, get involved. There are severa...

With all the changes in the Mortgage Industry, there is definitely a need to know the basics, which is exactly what I specialize in. From FHA, VA, Rural Housing, and Bond programs, there is a loan program suited for everyone's individual needs. FHA is a 97% LTV programs that is not credit score d...